Credit Cards

A new study from BankRate.com has found that 63% of Millennials in the U.S. – those between the ages of 18 and 29 – don’t have a single credit card. I’ll admit: I was initially surprised by this new data....

If my husband gets his way, in about a year from now we’ll be replacing our 2003 Chevy Tahoe with his dream car: a new Cadillac Escalade. In all honesty, I love the Escalade too -- especially the new 2014 and...

It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re day dreaming about cashing in those stockpiled vacation days for a much-needed last-minute summer trip...

Secured credit cards, prepaid debit cards and Visa gift cards are all alternative methods of payment to a traditional unsecured credit card. But which one of these cards is the right match for you? Understanding the key differences between secured...

 Carrying a prepaid debit card can be a convenient alternative to cash or checks while shopping or traveling, and may also make it easier to access money when you don’t have a regular debit card. You can buy a prepaid...

With scores of different types of credit cards out there, how do you find the best deal? Needless to say, it pays to already have good credit in order to get a good credit card offer. But finding an attractive...

Having a credit card – or even a couple of credit cards – isn’t always a bad thing for young adults, provided they learn about credit management and use credit wisely. If you (or your child) have just turned 18,...

After a day of shopping for new furniture at the furniture store, you come home to find that one of the tables is chipped or cracked. Or maybe you just bought a gift item from a retail store only to...

f those credit card balances just never seem to disappear or you’re drowning in debt, you need a realistic payoff plan to get your financial house back in order. According to CreditCards.com, the average credit card debt per household with...

Transferring your credit card balances (balance transfers) can be an effective way to save on interest you would otherwise accumulate on a high-interest credit card, and can also increase your credit score as you clear up your credit lines. However,...

A secured credit card is typically a good option for those who might have thin credit, or perhaps no credit. Maybe you have bad credit because you’ve had credit problems in the past. Don‘t think that the entire world of...

  Even though you might be very good about paying your credit cards on time, knocking out your balances in full each month, or keeping your debts to a minimum, you might still be making some common mistakes with your...

If you’re thinking about doing a credit card balance transfer, you may have a lot of questions or worries about whether or not you’re getting a good deal. It’s smart to ask questions upfront, because not every balance transfer offer...

Having a low credit score can take you out of the running for many credit cards. But credit blemishes – or even major black marks on your credit report – don’t mean you’re financially doomed and can never get a...

  I can still remember when I got my first credit card. It was the 1986-1987 school year and I was a freshman at the University of California, Irvine. What I recall most is walking into my dorm room for...