A new study from BankRate.com has found that 63% of Millennials in the U.S. – those between the ages of 18 and 29 – don’t have a single credit card.... read more →
One of the hardest money habits to break is living off the credit cards. Whether you’ve enjoyed one too many shopping sprees or just count on your credit cards to take care of some bills now and then, increasing your debt load haphazardly is never a smart decision.
Have you ever signed up for a “free trial offer” or agreed to use a product or service you thought was “free,” but then somehow it turned into a paid... read more →
If my husband gets his way, in about a year from now we’ll be replacing our 2003 Chevy Tahoe with his dream car: a new Cadillac Escalade. In all honesty,... read more →
It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re day dreaming about cashing in... read more →
Secured credit cards, prepaid debit cards and Visa gift cards are all alternative methods of payment to a traditional unsecured credit card. But which one of these cards is the... read more →
Carrying a prepaid debit card can be a convenient alternative to cash or checks while shopping or traveling, and may also make it easier to access money when you... read more →
With scores of different types of credit cards out there, how do you find the best deal? Needless to say, it pays to already have good credit in order to... read more →
Having a credit card – or even a couple of credit cards – isn’t always a bad thing for young adults, provided they learn about credit management and use credit... read more →
After a day of shopping for new furniture at the furniture store, you come home to find that one of the tables is chipped or cracked. Or maybe you just... read more →
If those credit card balances just never seem to disappear or you’re drowning in debt, you need a... read more →
Transferring your credit card balances (balance transfers) can be an effective way to save on interest you would otherwise accumulate on a high-interest credit card, and can also increase your... read more →
A secured credit card is typically a good option for those who might have thin credit, or perhaps... read more →
Even though you might be very good about paying your credit cards on time, knocking out your balances in full each month, or keeping your debts to a minimum,... read more →
If you’re thinking about doing a credit card balance transfer, you may have a lot of questions or worries about whether or not you’re getting a good deal. It’s smart... read more →
Having a low credit score can take you out of the running for many credit cards. But credit blemishes – or even major black marks on your credit report... read more →
