You likely already know that it’s a smart idea to check your credit reports annually. In fact, by law, you’re entitled each year to one free copy of your credit... read more →
As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.
Credit monitoring is an electronic, subscription-based service for consumers who want to track their credit activity at the "Big 3"... read more →
I’ve long been a huge fan of credit monitoring – and now I’m strongly recommending it even more. For years, I’ve written about the benefits of monitoring your credit: it... read more →
It's frustrating to have errors on your credit report. But mistakes in your credit files happen all too often. In fact, consumer groups say that 70% of all U.S. credit... read more →
Q: If I have an overdue account at a health club, and the club sent me to a collection agency, will this go against my report? I was told that health... read more →
You know how important it is to check your credit report at least once per year, but do you know what to look for? Your credit report contains a lot... read more →
Q: I had my first "secured VISA" Credit Card from a Federal Credit Union planning to build my credit. But now when I go to apply for a Non-secure VISA... read more →
Q: Hi, I have rec'd an offer of settlement from a collection agency representing CitiCard for about 18% of the current balance. When I asked to have the "line item"... read more →
A reader of AskTheMoneyCoach.com wanted to know how long a medical debt stays on their credit report, and... read more →
Q: How can I have a consumer statement removed from my credit report? A: It can be very simple to get a consumer statement removed, depending on which credit bureau... read more →
Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings are deleted from peoples' credit reports by the thousands each... read more →
If you’ve thought about ordering your free credit report, which credit reporting bureau should you contact? Many... read more →
Q: Will opening a savings account in order to save for a home down payment impair my credit rating by creating an inquiry on my credit report? A: No, any... read more →
Thinking about buying a timeshare? Seems like a new wrinkle has been added to the process: In addition to forking over cash and paying annual maintenance fees, now you may... read more →
Question: Can I remove a medical collections from our credit report? It has been paid and it is our account. I didn't know that it had been reported. I did... read more →
