Credit Reports

It's frustrating to have errors on your credit report. But mistakes in your credit files happen all too often. In...

Q:  If I have an overdue account at a health club, and the club sent me to a collection agency,...

You know how important it is to check your credit report at least once per year, but do you know...

Q: I had my first "secured VISA" Credit Card from a Federal Credit Union planning to build my credit. But...

Q: Hi, I have rec'd an offer of settlement from a collection agency representing CitiCard for about 18% of the...

A reader of AskTheMoneyCoach.com wanted to know how long a medical debt stays on their credit report, and what happens...

Q: How can I have a consumer statement removed from my credit report? A: It can be very simple to...

Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings...

If you’ve thought about ordering your free credit report, which credit reporting bureau should you contact? Many people wonder what...

Q: Will opening a savings account in order to save for a home down payment impair my credit rating by...

Thinking about buying a timeshare? Seems like a new wrinkle has been added to the process: In addition to forking...

Question: Can I remove a medical collections from our credit report? It has been paid and it is our account....

Question: One of my subscribers had a question. She asked, "What's the best way to have negative information removed from...

If you’ve ever pulled your credit files from Experian, Equifax and TransUnion - each of the three major credit bureaus-...

Despite what some people may suggest to you, it’s best to refrain from adding a “Consumer Statement” to your credit...