As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.
Q: I have a recent outstanding debt on my credit report. When I settle it, can the collection agency state as part of their negotiation
Q: I have a car that was repossessed about 5 years ago. My credit report states that it will report for another year. Is that
Q: I have an adverse credit card account on my credit report that was recently purchased by another lender for collection, now duplicate accounts, the original
If you have been told that you have a thin credit file, no credit file or no credit score, it is likely due to one
Credit freezes help you thwart identity theft by preventing a crook from opening credit in your name. Credit freeze laws, sometimes referred to as “Credit
You can dispute mistakes with the credit bureaus by mail or telephone, but you’ll get the fastest results if you initiate a dispute online. Here
Consumers write to the credit bureaus for all manner of help. But unfortunately, many of these efforts are misguided. Sometimes people want assistance improving their
When you see erroneous payment or status information in your credit file, you should take up that dispute with your creditor, before contacting the credit
Consumer groups estimate that 70% of all credit reports have mistakes in them. That’s an awful lot of misinformation – and it could be costing
If you’ve requested your credit reports recently – or only peeked at them after a bank or another lender pulled your credit files – you
Many people know that they can go to http://www.annualcreditreport.com and get a free copy of their credit reports from each of the three major credit
Q: Should I get all three credit reports at once, or view them at different times over the year? A: Once you are ready to
The process of reading and deciphering your Equifax, Experian or TransUnion credit reports may seem daunting at first, especially when you have to pore over
Federal laws dictate what personal information about you can – and can’t – be included in your credit reports from Equifax, Experian and TransUnion. Here’s
