Q: I carried a mortgage on a property I rented out and I would like to report rent payments to the credit reporting agency. How can I do this? A: ... read more →
As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.
After the Equifax data breach where thieves stole the Social Security numbers and personal info of 143 million Americans, many people are considering credit freezes to lock down their credit... read more →
Q: A woman recently reached out to me, explaining that she was in the middle of a divorce, and that her spouse wasn’t paying a debt he agreed to pay... read more →
Having a tax lien on your credit report can weigh down your credit score, and can even make it tougher – if not impossible – to do things like sell... read more →
Over the years, many people have asked me whether it’s worth it to pay a credit repair firm to remove negative information from their credit reports. My typical reply is:... read more →
Let’s assume that you have taken advantage of your federal right to see your credit files via www.annualcreditreport.com. Did you know that in addition to that once-a-year deal, you... read more →
Q. Is there any way to report to the credit bureaus all the things you do pay on time to raise your credit score? (i.e., rent, electric bill, child care, etc.)... read more →
