Lynnette shares tips to protect your credit rating during the COVID-19 pandemic. Transcription: Maintaining a positive credit rating is super important these days. That's why I want to bring you... read more →
As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.
Q: I carried a mortgage on a property I rented out and I would like to report rent payments to the credit reporting agency. How can I do this? A: ... read more →
After the Equifax data breach where thieves stole the Social Security numbers and personal info of 143 million Americans, many people are considering credit freezes to lock down their credit... read more →
Q: A woman recently reached out to me, explaining that she was in the middle of a divorce, and that her spouse wasn’t paying a debt he agreed to pay... read more →
Having a tax lien on your credit report can weigh down your credit score, and can even make it tougher – if not impossible – to do things like sell... read more →
Over the years, many people have asked me whether it’s worth it to pay a credit repair firm to remove negative information from their credit reports. My typical reply is:... read more →
Let’s assume that you have taken advantage of your federal right to see your credit files via www.annualcreditreport.com. Did you know that in addition to that once-a-year deal, you... read more →
Q. Is there any way to report to the credit bureaus all the things you do pay on time to raise your credit score? (i.e., rent, electric bill, child care, etc.)... read more →
I get a lot of questions on AskTheMoneyCoach.com from people who want to improve... read more →
If you are diligent about monitoring your credit report regularly and take steps to maintain a healthy credit score, you may be wondering how long negative information such as delinquent... read more →
Q: I recently found a car I really liked and could afford, however, when auto dealer at Toyota wanted to run my credit, (over phone, by the way) with my approval, he... read more →
Getting your free credit reports is an important aspect of managing your credit and keeping tabs on your overall finances. Fortunately, you don’t have to pay for this. You can actually... read more →
If you to want to look good to anyone who’s watching you, it's important to create a beautiful profile -- a beautiful credit profile, that is! Who might be watching... read more →
Can your landlord repeatedly pull your credit report anytime he or she wants? A reader of AskTheMoneyCoach.com claims that their landlord is constantly pulling her credit report month after month.... read more →
Checking your credit report at least once a year – even if you don’t use credit cards or have any loans – can help you correct any mistakes that could... read more →
