Credit Scores

Credit scores play a huge role in your financial and personal life. Credit scores impact your ability to get a mortgage or rent an apartment, they determine whether or not you will get approved for a student loan or credit card, and your credit scores even influence the rates you pay on car insurance.

For those looking for a job, credit scores are equally important since many employers are checking job applicants’ credit ratings before determining whom to hire. The best way to stay on top of your credit health is to check your credit reports at least once a year and review your credit scores as well. The most common type of credit score is the FICO score. It ranges from 300 to 850 point. The higher your credit score, the better off you are financially.

Two red dice showing large white numbers are displayed. The visible numbers on the left die are 720, 650, and 830, while the right die reveals 810, 740, and 690—numbers reminiscent of varying credit scores.

How to Boost Your FICO and VantageScores

Learn the secrets to boosting your FICO and Vantage Scores for better credit opportunities, and unlock financial success in under 160 characters.

protect your credit score

How to Protect Your Credit Score After Job Loss 

A lack of income makes it hard to cover your expenses, which can cause your credit score to fall. But there are ways to preserve it, even if you are out of work. Here are four tips for maintaining your credit score if you have lost your job.

DTI Explained

DTI or Debt-to-Income Ratio Explained w/Video

If you’re in the market for a loan, chances are that lenders are going to assess something called your “DTI” – also known as your

A credit meter displays a red needle pointing to "Good Credit" on the right side, with a range from 500 to 850, serving as an essential tool for any proactive financial planner.

4 Summertime Risks to Your Credit Score

Just because summertime is here and you might be taking it easy, that doesn’t mean you should let your guard down when it comes to

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