Credit scores play a huge role in your financial and personal life. Credit scores impact your ability to get a mortgage or rent an apartment, they determine whether or not you will get approved for a student loan or credit card, and your credit scores even influence the rates you pay on car insurance.
For those looking for a job, credit scores are equally important since many employers are checking job applicants’ credit ratings before determining whom to hire. The best way to stay on top of your credit health is to check your credit reports at least once a year and review your credit scores as well. The most common type of credit score is the FICO score. It ranges from 300 to 850 point. The higher your credit score, the better off you are financially.
Checking your FICO credit score at least once a year is a good way to stay on top of your credit rating. That’s why you
Q: If I am a little late with a credit card payment, do you automatically get late fees, a higher interest rate or will it
Why wait until January 1st? It’s not too soon to come up with a New Year’s resolution for next year. If you want to improve
It is possible – very likely, in fact – that applying for a loan or seeking a new credit card will indeed lower your credit
Are you tired of being denied credit? Do you want to raise your FICO credit score, qualify for a mortgage, or get the best interest
Q: Will my credit score go up when I pay the balance due of my auto repossession of or will it stay the same?
Q: Help. I need your assistance on a matter. My credit score was 710. I missed one (or) two payments on a credit card and
Car loans, mortgages, credit cards, and even your apartment rental application can only be approved when you have a solid credit history. If your credit
Going through a divorce will take its toll on your emotional and financial well-being. But did you know that it can also affect your credit
Q:My credit score was ruined. My credit score was 710. I missed a couple of payments on a credit card and this put a black
Q: If you were to hit a high default interest rate on a 0% interest intro credit card; will it place a negative mark down
Q: “My fiance is having problems getting a mortgage. This is due to his ex‑wife’s failure to pay a previous joint mortgage with a certain
How would you like to get one-on-one, personalized credit education information directly from a credit bureau? Actually, it’s now possible. In October 2011, Experian, one
In a recent post, I told you about the importance of reading the fine print – and how it can have implications for your credit
Just in case you like to speed read articles, I’ll cut to the chase and tell you that race and gender DO NOT impact your
