Debt is a multi trillion dollar problem in America. If you look around you, you no doubt know somebody who has debt of some kind. You probably even have debt of your own you’re looking to pay off.
Fed-up consumers are fighting back against overly aggressive debt collectors, slapping collection agencies and creditors with a record 7,923 lawsuits from January 1 through August
Here is a recap of the hottest articles on AskTheMoneyCoach.com. Smart Money Strategies for Every Month of the Year There’s no better time than the
Getting into debt is easy. It’s getting out of debt that’s the tricky part. Unfortunately, many people who would like to eliminate their debt shoot
In my New York Times bestseller, Zero Debt, I outline 30 strategies that I used to get out of debt and how anyone else can
If you have a lot of unpaid debts and creditors are threatening wage garnishment, you may have to deal with a court battle in the
If you’ve been paying attention to any conversations about debt in America lately, you’ve no doubt heard phrases like moral hazard or moral obligation thrown around. American
One of the options you have when you can’t pay an outstanding debt is to renegotiate the terms of your agreement directly with your creditor.
Under the Fair Debt Collection Practices Act, you have the right to send a bill collector a “debt validation” letter requesting more information about the
If a bill collector has started to contact you about an outstanding debt and is using some intimidation tactics to get you to pay up
When debt collectors are contacting you regularly and you’re wondering if you should just pay off the debt to get rid of them, stop! Many
Your bill collector may have sent you a letter contacting you about your outstanding debt or called you to introduce themselves. If you choose to
If you’ve followed the recommended steps to request a debt verification letter from a debt collector and they follow through and send you a proof
Have you ever been harassed by a bill collector because of a past due bill? If the answer is ‘yes’, the bill collector is in
Reduce Your Debts Without Bankruptcy. See How Much You Can Save. Free Debt Analysis When you are contacted by a debt collector, one of the
Zero Debt outlines 30 strategies I used to get out of debt, but here are 5 highlights: 1) Put your debts in writing Many people
