Q: I just completed 6 ½ years of school but maxed out my subsidized and unsubsidized loans.
I have one class to take to get my college degree, but I have an overdue amount and late fees on my school account. I don’t work and don’t have the money to pay the fees or pay for the one last class I need for my degree.
I also do not have good enough credit to get a loan from a bank. Do you have any advice how I can pay for these fees and this class?
A: Without a job, and with poor credit and a host of outstanding educational fees remaining, your options for paying for this last class are indeed limited.
Obviously you can’t get a bank loan, and it’s clear that you lack the income to pay for the final class you hope to take.
Here are three options to consider if you need money to finish college:
Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom.
Lynnette has been seen on more than 1,000 TV segments nationwide, including television appearances on Oprah, Dr. Phil, The Dr. Oz Show, The Steve Harvey Show, Good Morning America, The TODAY Show and many more.
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