Were You Fired or Freed? Dealing with Job Loss

Cubicle And Office Furniture In Office Room

Were You Fired or Freed? from LynnetteKhalfaniCox.com on Vimeo. Transcription by Rev Lynnette Khalfani-Cox, The Money Coach (00:02): Hey everybody. It’s Lynnette Khalfani-Cox, The Money Coach. I want to talk to you today about your job and specifically the job you might not have. I know there’s been a lot of talk lately about layoffs, especially […]

How to Find a Great Social Media Job

Social Media Poster

  Social media jobs provide an opportunity to stay connected with the ever-evolving world of online marketing. There is a wide range of roles available, from content creation to analytics and strategizing. Companies are increasingly turning to social media managers to help keep their brands relevant in the digital age. These professionals are responsible for […]

Updating Your Resume to Get a Higher Salary Job

Updating Your Resume

Updating a resume is something you should do regularly, even if you’re not planning to leave a job soon. It’s important to review it occasionally since the world is changing, as does the corporate environment. Therefore, your job application documents might be outdated once you have to use them.  Additionally, some companies might request to […]

Ten Proven Ways to Make Extra Cash

extra cash

People are always searching for different ways to make some extra cash. With the cost of living rising and bills piling up, it can be hard to make ends meet. Luckily, there are plenty of creative and easy ways to generate additional income without having to work long hours or have a second job. From […]

Buy Black: 20 Powerful Reasons to Support Black-Owned Businesses

A smiling financial planner with curly hair holds a clipboard, standing next to a "Welcome, Open" sign at the store entrance.

In February, you’ll see a lot of people on social media and elsewhere urging you to Buy Black and purchase goods and services from Black-owned businesses. And that’s great! Let’s normalize supporting Black entrepreneurs beyond Black History Month. But as the co-owner of a Black-owned firm for two decades (TheMoneyCoach.net LLC, a financial education company), I […]

The Epic Guide to Teri Ijeoma’s New Trade and Travel 2.0 Course

Trade and Travel

If you’re considering trading stocks – which is also known as “active investing” – chances are you may have heard of Teri Ijeoma, creator of the popular Trade and Travel course. She’s been featured as the #1 course creator on Teachable and profiled in various media, from Forbes to Black Enterprise to Good Morning America […]

Getting a Divorce? Here’s How to Refinance and Protect Your Credit

A wooden gavel hovers over a model house with two figurines sitting back-to-back, symbolizing the division of assets. A label below reads "Divorce," highlighting the importance of consulting a financial planner to manage credit and budget effectively during such transitions.

A reader of AskTheMoneyCoach.com wanted to know how to protect their credit rating and refinance their mortgage during a divorce. It’s a tough situation that millions of people face each year. Here’s their question and the answer to this dilemma. Q: I am going through a divorce. We’ve closed our joint accounts but we still […]

5 Ways to Manage Your Personal Finances

A financial planner in a blue blazer sits on a brown leather couch, immersed in "Fundamentals of Financial Planning," surrounded by bookshelves and a vintage typewriter, contemplating credit strategies.

Improving your personal finances does not always necessitate a higher-paying career or a windfall from a kind family. Better money management is the key for many. It’s the way to eliminate wasteful spending, increase your ability to save and invest and reach previously unattainable financial goals. We’ll also provide essential legal insights, such as a useful […]

Household Debt Reaches $16.51 trillion in Q3 2022

household debt

The Federal Reserve Bank of New York’s Center for Microeconomic Data today (November 15, 2022) issued its Quarterly Report on Household Debt and Credit . The Report shows an increase in total household debt in the third quarter of 2022, increasing by $351 billion (2.2%) to $16.51 trillion. Balances now stand $2.36 trillion higher than at the end of 2019, before the pandemic recession. The report is based on data from the New York Fed’s nationally representative Consumer Credit Panel.

FTC, States Sue Google and iHeartMedia for Deceptive Ads

A person in a yellow plaid shirt and headphones gives a thumbs-up while sitting at a desk with a microphone, laptop, and financial planner.

Press Release The Federal Trade Commission and state attorneys general announced lawsuits against Google LLC and iHeartMedia, Inc. for airing nearly 29,000 deceptive endorsements by radio personalities promoting their use of and experience with Google’s Pixel 4 phone in 2019 and 2020. The proposed FTC orders and the state judgments settling the allegations bar Google and […]

Investing in Second Citizenship: Is It a Luxury or a Necessity

Citizenship by investment

  Sponsored Content Citizenship by investment (CBI) is becoming increasingly popular among investors in the last couple of decades. The concept of getting citizenship is pretty simple; the investor should make either a single donation to a national fund or purchase real estate in the country.  If successful, dual citizenship offers many benefits including visa-free […]

High Inflation and The Rising Cost of Divorce

cost of divorce

‘Til Debt Do Us Part: Inflation preventing thousands of American couples from being able to separate, reveals survey. Over half of singles would not get into a relationship with someone who has large debts. The average single said they would be deterred by a debt amount of $33k. 1 in 4 believe any debt incurred […]

10 Powerful Ways To Fight Discrimination in Home Appraisals

low-ball home appraisals

I’ll never forget the time in 2019 when my husband and I applied for a home equity line of credit (HELOC) for our home in Mountainside, New Jersey – an upper middle-class suburb about 45 minutes outside New York City.  To get a HELOC, our home had to first be appraised. But when the appraiser […]