Here’s How to Get Free Weekly Credit Reports
If you want to improve your FICO credit score, you absolutely must monitor your credit files. Fortunately, the credit bureaus Equifax, Experian, and Trans Union are making it easier for you to do just that. See their joint press release below: The three nationwide credit reporting agencies – Equifax® (NYSE:EFX), Experian (LON:EXPN) and TransUnion […]
The High Cost of Test Prep and the PSAT Exam
Here’s my daughter, Alexis, studying for the PSAT. As with all 3 of my kids, I was her tutor, using my knowledge + study guides. Private test prep? Kaplan: up to $1,300, for unlimited hours online. Princeton Review: up to $2,700, for 18 hrs. So I saved money, and spent my time. I’m cool with […]
Lynnette Teaches You What You Need To Know To Have A Great Credit Rating
I am so honored to be featured on CNBC Make It for achieving a perfect 850 FICO credit score! Only 1% of Americans have a perfect 850 FICO score. A great credit rating can help you land a job or snag a promotion — since more than half of all employers do employment-based credit screening. Watch my CNBC profile below, and learn […]
Should You Use a BNPL Plan for Your Next Vacation?
To use a BNPL plan for travel, you start by adding items to your online cart through an airline or travel website’s portal.
At checkout, you’ll see an option to split your payments with financing partners like Affirm, Uplift, PayPal Credit or Klarna.
How to Manage Your Next Pay Raise Wisely
In a time of inflation and economic uncertainty, it’s important to focus on the positives — not only to give hope, but also to motivate us and our commitment to the grind as well. New survey results from consulting firm Pearl Meyer found the average annual salary increase has reached 4.8%, the highest in decades. […]
What to Do If Your Credit Score Suddenly Drops Unexpectedly
Need a quick refresher about how your credit score works? Due to inflation, many consumers are being forced to rely on their credit cards to make ends meet. As a result, many consumers have seen their credit scores go down as their balances go up. Here are 3 articles that can help you better understand […]
Podcast: How To Deal With High Interest Rates on Loans
On American Public Media’s Make Me Smart podcast hosted by Kai Ryssdal And Kimberly Adams, we discuss the impact of inflation and higher interest rates on your wallet.
HUD Announces New $5.5 Million Dollars in Grants for HBCUs
Attention professors, research heads or academics at historically black colleges and universities. The federal government via HUD is offering millions of dollars for folks at HBCUs to establish or bolster a center of excellence, where they would study and report on housing issues and economic development in minority communities. You can learn more about the […]
Simple Reasons To Pay Your Adult Child’s Student Loans
If you’re considering paying your adult child’s student loans here are 10 scenarios to consider saying YES, NO or MAYBE to repaying that college debt.
HUD Grants $15 Million to Help Older Americans Age in Place
I’ve shared the following press release from The Department of Housing and Urban Development (also know as HUD) on my Facebook page. It turned out to be a very popular post so I’ve also shared it here on AskTheMoneyCoach. In this release you’ll find out the purpose of this grant and how to qualify for […]
7 Effective Ways to Stop Arguing Over Money With Your Spouse
Money can be an uncomfortable conversation for many, especially when it pertains to family finances. Money is commonly cited as one of the number one reasons couples argue over money, and a survey by the Institute for Divorce Financial Analysts found that 22 percent of respondents divorced because of the topic. While money may not […]
Question About For-Profit Colleges and Student Loan Forgiveness
After I posted 15 answers to Biden’s student loan forgiveness plan, I received a lot of questions on my social media accounts about student loan forgiveness. I received the following question about the plan’s impact on certain for-profit colleges.
Student Loan Forgiveness: The Biden Plan Explained
Here’s what is known so far about the new student loan cancellation program, how you can get student loan forgiveness, the surprising ways that past and future generations of college students will benefit, and what’s NOT included in the Biden plan.
4 Budgeting Mistakes That Are Easy to Avoid
Even though people are watching their dollars right now because of inflation, there are a host of financial budgeting mistakes you can easily avoid.
Here are four budgeting blunders to sidestep anytime you’re watching your finances.
4 Ways to Save or Make Money Without Leaving Home
With remote work gaining in popularity and inflation hitting everyone’s budgets, more people are staying home these days. But how can you stay home and still make or save money? Here are four ideas to help you keep some cash in your wallet — or generate extra money, all without having to leave your home […]