Attending college in the United States is awfully expensive, which is one reason that we have $1.2 trillion in student loan debt outstanding in America. The average four-year public school in the U.S. is about $20,000 and the average four-year private college or university carries a price tag north of $40,000, according to the College […]
Why College Is So Expensive And What You Can Do About It Read More »
Whether you’re thinking of retiring three years from now or 30 years into the future, it’s important to plan for a variety of “what if” scenarios that can greatly impact the timing of your retirement.
7 Things That Can Derail the Timing of Your Retirement Read More »
Getting a loan or obtaining new credit when you’re already in debt isn’t easy – especially if your credit rating has suffered for any reason in the recent past. But it is possible to obtain credit – either a personal loan, a credit card or even larger loans like a mortgage – if you know
Got Debt? 5 Financial Terms You Must Know Read More »
It’s no secret that you can get into financial trouble at any time of the year – especially if you have a tendency to over-spend, mismanage your money or engage in any number of unwise financial behaviors. But the end of the year – namely November and December – are particularly high-risk months of the
Beware of These 4 Financial Dangers in November and December Read More »
Let’s be honest: there are a lot of opportunities to get into financial trouble these days. But some situations are a lot more economically frightening and spooky than others. Since Halloween takes place this week, and people are thinking about scary stuff, it’s worth pausing for a moment to consider how you might handle several
The 3 Most Frightening, Spooky Financial Situations You Can Ever Face Read More »
It’s college application season and scores of parents are pushing their kids to seek admission to Ivy League schools and other “brand name” institutions of higher learning. For some parents – and many students too – if a college or university isn’t a “Top 20” school, or one with a name that everyone recognizes, it’s
Why Most Employers Don’t Care Where You Went to School Read More »
When you’re living on a fixed income or facing bills you can’t afford to pay, it can be tempting to consider borrowing from places like car title loan companies. After all, these lenders put cash in your hands in a way that’s convenient, fast and relatively drama-free — at least, at first. When you get
What You Should Know About Car Title Loans Read More »
You recently turned 50 — or maybe even 60 or 70 years old — and now you want to buy something big. A vacation home. A cruise around the world. That luxury car you’ve always wanted. Others might try to talk you out of it, suggesting it’s your age or ego speaking to you. Could they
Can You Afford It? Resisting The Urge to Splurge Read More »
If it’s time to get your financial house in order and you want to reduce your debt load, there are some things you can do to eliminate debt quickly without compromising too much on your current lifestyle. Putting yourself on a path to a debt free life can make money management that much easier as
8 Steps to Be Debt Free in One Year or Less Read More »
When you or one of your children receives a college acceptance letter, you may initially feel like celebrating. But soon after, a pang of fear and worry may also kick in – once you try to figure out how you’re going to pay those massive college tuition bills. Fortunately, you don’t need to lose sleep
College Secrets: How To Save Money on College Tuition Read More »
If you’re a parent or student who is worried about paying for college, I feel your pain right now. I, too, have college on the brain – mainly because my oldest daughter is a senior in high school and she’s presently filling out college applications. She’s a terrific student and is even vying to be
Worried About Paying for College? Read This Now! Read More »
If you’ve been asked to cosign a loan to help out a friend or family member, you may need to think twice before signing on the dotted line. The loan you are cosigning for may come at a price and if the borrower ends up defaulting on the loan, you could be responsible for a
6 Types of Loans You Don’t Want to Cosign Read More »
Millions of Americans have student loan debt – from recent college graduates to people in their 60s. Student loans are the one form of debt you typically can’t get rid of in bankruptcy court, so this debt can stay with you for decades if you don’t pay it off. Here are frequently asked questions about
Student Loan Forgiveness Programs and Where to Find Them Read More »
You’ve probably noticed that retailers are already gearing up for the holidays. So whether you’re ready or not, you’ll soon start seeing a lot of holiday-shopping advertisements, as well as in-store promotions. It’s fine to do some early buying, but you do have to be cautious about over-spending. If you want to avoid holiday debt,
10 Ways to Avoid Holiday Debt Now Read More »
It’s an age old financial dilemma: you want to save for the future – maybe to better prepare for retirement or to help pay for your kid’s college education – but you’re dealing with today’s bills. So how do you strike a proper balance and juggle current obligations while simultaneously saving for the years ahead?
How to Plan for Future Financial Goals and Juggle Today’s Bills Read More »
