Here’s an easy way to stay on track and maintain a realistic budget: use something I call “The 20% rule.”
In a nutshell, the 20% rule says that whatever the bottom-line number you come up with in terms of your monthly expenses is, add 20% to it in order to get your “true” monthly bills.
Do you constantly blow your budget month after month no matter how hard you try to stick to it? Read -Empower Your Kids: 10 Fun Ways to Teach Budgeting SkillsYou’ve accounted for housing, utilities, groceries, dry cleaning, etc. But for some reason, you keep failing to meet your budget goals. You might think you […]
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In tough economic times, many people want to start budgeting – or better stick to a budget – but they find it hard to do so. Here’s an easy way to stay on track and maintain a realistic budget: use something I call “The 20% rule.” Read -4 Budgeting Mistakes That Are Easy to AvoidIn
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