credit card interest rate reduction

credit-card-benefits

How to Negotiate a Lower Interest Rate on Your Credit Card

Q: Is there a way to lower my credit card interest rate so I can pay my credit card’s balance off faster? A: Thanks for reaching out and for your question. Believe it or not, the best way to get a lower interest rate on your credit card is to just call up the bank/creditor […]

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Close-up of gold-colored credit card showing embossed expiration date numbers "10/08" and "2009" along with a small portion of a security chip, highlighting the importance of staying vigilant against potential credit card scams.

Beware of This Low Rate Credit Card Scam

 The Federal Trade Commission has shut down yet another l0w rate credit card scam – showing that not all balance transfer offers are created equal. This one involved a company called National Card Monitor LLC. The FTC’s action happened in December 2012, and was the sixth credit card interest rate scheme the FTC had identified

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