Credit Cards

I have a financial confession to make. Even though I had $100,000 in credit card debt back in the early 2000s, I still use credit cards a lot, for everything from online shopping and utility payments to gas for my...

Uncertain if you should spend cash or use a credit card during the COVID-19 pandemic? Here are 3 items you should buy with a credit card.

If the coronavirus outbreak has affected your income – through a COVID-19 layoff or reduced work hours – paying your credit card debt and other bills may be a struggle. Most Americans have housing payments (either a mortgage or rent),...

While the goal is to avoid racking up debt, you can use rewards credit cards to your advantage during the holiday season. With some intentional thought and strategy, these cards can help you spend wisely and take advantage of a...

Q: Is there a way to lower my credit card interest rate so I can pay my credit card's balance off faster? A: Thanks for reaching out and for your question. Believe it or not, the best way to get...

Credit card balances in the U.S. now total roughly $1 trillion, the most since 2009, according to recent Federal Reserve data. While not all those balances represent debt that won't be paid off each month, many consumers do struggle with...

You may not be aware of this great financial tip, but your credit card offers more than just a line of credit for you to spend. Many consumers don’t even know that their credit cards contain benefits like extending the...

Q. I generally pay off my entire credit card balance in full each month but I have a friend who insist that it's better for my credit score if I pay on time but not the entire balance (like pay...

Q: My application for a credit card was turned down. How can I get approved for a credit card? A: Credit cards have become an integral part of our lives. Most people have more than one card and walk around with...

When you take the time to interact with a number of credit card holders, you will learn that they all have a reason for using their credit cards. Some would like reassurance that they have access to finance, even during...

There are countless types of credit cards available today, and many of them are tailor-made to suit specific spending habits and lifestyles. When choosing a credit card, it is important not to choose the first card offered to you, but...

Following a financial seminar I recently conducted, a participant wanted to know how closing credit card accounts would impact her credit score. Here are her questions, along with my answers on how to make sure you don’t ding your credit...

After a recent financial seminar I gave at a company in New York City, I received a question from one of the workshop attendees who wanted to know the best way to handle her credit card payments, as it pertains...

If you have a young adult heading off to college, now's the time to make sure your student knows how to manage money on his or her own. Without proper financial guidance, many young adults develop bad money habits in college — and end up paying...

Many folks trying to reduce their credit card debt turn to credit card balance transfer offers to achieve their goal. But while such transfers can be effective when used judiciously, they do have potential pitfalls. Before you accept any new credit card deal,...