A woman with glasses, who appears to be a financial planner, holds her hands up in a stop gesture, looking directly at the camera.

Five Reasons to Opt Out of Credit Card Offers

No matter how many tantalizing credit offers banks dream up, you can minimize the clutter in your mailbox, thanks to the Fair Credit Reporting Act. This law permits you to opt out of pre-screened credit offers, thereby greatly reducing the amount of “pre-approved” credit offers that come to your home. It’s worth it to opt […]

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