debt collection laws

old collection accounts

Does Paying Off An Old Collection Account Hurt Or Help Your Credit Score?

Old collection accounts can damage your credit score and affect loan approvals. These accounts usually refer to debts approaching or exceeding their seven-year reporting limit.In this article, you will learn how these accounts work, how long debt collectors can legally pursue old debts, and how to dispute or resolve them effectively. Key Takeaways Old collection […]

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can you be sued by a debt collector in another state

Can You Be Sued by a Debt Collector in a Different State? (Out-of-State Collection Laws)

If you’re being contacted by an out-of-state debt collector, you may wonder — can you be sued by a debt collector in another state? The answer depends on several legal factors, including jurisdiction, where the debt originated, and your current connections to that state. Out-of-state debt collection can be confusing because each state has its

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Dealing with a Debt Collector in a Different State

Can You Be Sued by a Debt Collector in a Different State? (Out-of-State Collection Laws)

When you find yourself facing a debt collector in a different state, it’s crucial to grasp the legal framework that governs these situations. Out-of-state collection laws can vary significantly from one jurisdiction to another, which means that what might be permissible in one state could be entirely illegal in another. Understanding these laws is essential

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Can Out-of-State Debt Collectors Pursue You? Your Rights Explained

Out-of-State Debt Collectors: What They Can Legally Do When you receive a call or a letter from an out-of-state debt collector, it’s essential to understand the jurisdictional aspects that govern their actions. Jurisdiction refers to the legal authority that a collector has to pursue debts in a particular state. Generally, debt collectors must adhere to

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