Q: Hi, Can a debt collector that is based in and licensed in the state of Delaware, collect a debt from me in California? Also, I know California no longer requires California... read more →
The Fair Debt Collections Practices Act is a federal law that dictates what debt collectors can and can’t do when trying to collect money from consumers. In essence, it bans collectors from harassment, intimidation and use of overly aggressive and illegal threats when trying to collect on pass due debts.
Q: Should I settle in full on an account that has already been closed or charged off? Or should I demand a paid in full receipt once we have a... read more →
Beware of calls from shady, unlicensed collection agencies and their verbal threats to garnish your wages. I recently heard about people receiving repeated calls from the PDLR Group. Apparently representatives... read more →
Fed-up consumers are fighting back against overly aggressive debt collectors, slapping collection agencies and creditors with a record 7,923 lawsuits from January 1 through August 15, 2011, according to a... read more →
A New York-based collection agency has been slapped with a lawsuit for allegedly making a bogus threat to sue a Louisiana woman. The company in question is called Global Credit... read more →
Under the Fair Debt Collection Practices Act, you have the right to send a bill collector a “debt validation” letter requesting more information about the debt you are being told... read more →
If a bill collector has started to contact you about an outstanding debt and is using some intimidation tactics to get you to pay up fast, you need to be... read more →
Your bill collector may have sent you a letter contacting you about your outstanding debt or called you to introduce themselves. If you choose to accept a phone call and... read more →
Have you ever been harassed by a bill collector because of a past due bill? If the answer is ‘yes’, the bill collector is in violation of a Federal law.... read more →
Reduce Your Debts Without Bankruptcy. See How Much You Can... read more →
If you’ve ever had to deal with debt collectors, you know that many of them can be extremely persistent, rude and even downright obnoxious. But how do you know if... read more →
Q: I have a credit card company that keeps calling me.....they took me to court in Texas and never showed up, but I did. I ask them if I could... read more →
If harassing calls from debt collectors are keeping you from answering the phone -- or stressing you out -- you're not alone. Amid the tough economy, debt collection activity has... read more →
Question: I have an outstanding debt of $750 with a college which is currently handled by a collection agency. The agency is telling me my debt is now $1,000. Is... read more →
