Q: Hi, Can a debt collector that is based in and licensed in the state of Delaware, collect a debt from me in California? Also, I know California no longer requires California... read more →
The Fair Debt Collections Practices Act is a federal law that dictates what debt collectors can and can’t do when trying to collect money from consumers. In essence, it bans collectors from harassment, intimidation and use of overly aggressive and illegal threats when trying to collect on pass due debts.
Q: Should I settle in full on an account that has already been closed or charged off? Or should I demand a paid in full receipt once we have a... read more →
Beware of calls from shady, unlicensed collection agencies and their verbal threats to garnish your wages. I recently heard about people receiving repeated calls from the PDLR Group. Apparently representatives... read more →
Fed-up consumers are fighting back against overly aggressive debt collectors, slapping collection agencies and creditors with a record 7,923 lawsuits from January 1 through August 15, 2011, according to a... read more →
A New York-based collection agency has been slapped with a lawsuit for allegedly making a bogus threat to sue a Louisiana woman. The company in question is called Global Credit... read more →
Under the Fair Debt Collection Practices Act, you have the right to send a bill collector a “debt validation” letter requesting more information about the debt you are being told... read more →
If a bill collector has started to contact you about an outstanding debt and is using some intimidation tactics to get you to pay up fast, you need to be... read more →
