How To Deal With Out of State Debt Collectors
Q: Hi, Can a debt collector that is based in and licensed in the state of Delaware, collect a debt from me ...
Tag: Fair Debt Collection Practices Act
The Fair Debt Collections Practices Act is a federal law that dictates what debt collectors can and can’t do when trying to collect money from consumers. In essence, it bans collectors from harassment, intimidation and use of overly aggressive and illegal threats when trying to collect on pass due debts.
Should You Pay a Charged Off Debt?
Q: Should I settle in full on an account that has already been closed or charged off? Or should I ...
Beware of Calls and Threats From Fake Collection Agencies
Beware of calls from shady, unlicensed collection agencies and their verbal threats to garnish your wages. I recently heard about ...
Record Number of Lawsuits Against Debt Collectors
Fed-up consumers are fighting back against overly aggressive debt collectors, slapping collection agencies and creditors with a record 7,923 lawsuits ...
Woman Sues Debt Collector; Case Offers Example to Consumers in Debt
A New York-based collection agency has been slapped with a lawsuit for allegedly making a bogus threat to sue a ...
What to Do If a Bill Collector Sends You Inadequate Information About a Debt
Under the Fair Debt Collection Practices Act, you have the right to send a bill collector a “debt validation” letter ...
What to Get from a Bill Collector Before You Make a Single Payment
If a bill collector has started to contact you about an outstanding debt and is using some intimidation tactics to ...
Should You Record a Call with a Bill Collector?
Your bill collector may have sent you a letter contacting you about your outstanding debt or called you to introduce ...
Know and Assert Your Rights Under the Fair Debt Collection Practices Act
Have you ever been harassed by a bill collector because of a past due bill? If the answer is ‘yes’, ...
How to Find Out if a Debt Collector is Licensed to Collect Your Debt
Reduce Your Debts Without Bankruptcy. See How Much You Can Save. Free Debt Analysis When you are contacted by a ...
6 Common Lies Debt Collectors Will Tell You
If you’ve ever had to deal with debt collectors, you know that many of them can be extremely persistent, rude ...
How to handle harassment by a collection agency
Don't pay them anything. Send a cease and desist letter in which you tell them to stop contacting you. Harassing ...
Never Say That To A Debt Collector
If harassing calls from debt collectors are keeping you from answering the phone -- or stressing you out -- you're ...
Can a Bill Collector Add Collection Fees?
Question: I have an outstanding debt of $750 with a college which is currently handled by a collection agency. The ...