7 Smart Reasons to Quit Your Job and Reclaim Your Career

quit your job

Tired of dealing with unreasonable bosses, difficult coworkers, or long, unappreciated hours? You’re not alone. Many employees face workplace dissatisfaction—but knowing when it’s time to quit your job requires careful thought. Before making a sudden move, ask yourself: Is this something I can fix, or has the situation become unworkable? If your problems are deep-rooted […]

Key Facts About Unemployment Benefits

Unemployment benefits claim document with an "Approved" stamp at the top.

If you lose your job, you may qualify for unemployment benefits. The payments may serve as much needed relief. But did you know unemployment benefits are taxable?

Why Most Employers Don’t Care Where You Went to School

A resume on a keyboard, listing skills, education, and experience with checkmarks, underlined employment history for employers to review.

It’s college application season and scores of parents are pushing their kids to seek admission to Ivy League schools and other “brand name” institutions of higher learning. For some parents – and many students too – if a college or university isn’t a “Top 20” school, or one with a name that everyone recognizes, it’s […]

Are Your Student Loans the Reason You Can’t Find or Keep a Good Job?

A reader of AskTheMoneyCoach.com wrote me because she felt that her student loans were holding her back, and had become a big financial problem. As it turns out, her real money problem isn’t the higher education debt she has – it’s the chronic unemployment situation she’s endured. Economists say you are technically among the ranks […]

7 Money Mistakes to Avoid at Your New Job

Close-up of a U.S. $100 bill with Benjamin Franklin's face partially covered by a piece of tape displaying the phrase "UH OH!" in bold letters, highlighting common money mistakes.

Starting a new job or getting a promotion can be an exciting but also stressful time. In addition to adjusting to your new position and workplace, you may find yourself adjusting your personal budget and finances. Whether you’ve been out of work for a while and are just now getting back on your feet, or […]

7 Smart Ways to Increase Your Take Home Pay Without Changing Jobs

A notice on a bulletin board reads "Time sheets due today!" with timesheet documents pinned below it, reminding everyone to ensure their take home pay is accurate.

7 Smart Ways to Increase Your Take Home Pay Without Changing Jobs: If you’re putting in long hours and love where you work but still wish your paycheck stretched further, you’re not alone. Many professionals wonder how to increase their income without changing employers. The good news? You don’t need a new job to improve […]

Highest Paying Jobs If You Only Have a High School Diploma

A rolled diploma with a blue ribbon, a red hardcover book labeled "High School Graduation", and a gold graduation tassel symbolize the gateway to future jobs and opportunities.

It’s a tough job market for many people looking for work. Even though the economy is on the upswing, the jobless rate in America remains stubbornly high. Historically, those with college degrees have fared better than those with high school diplomas when it comes to finding work. But now, even people with letters of all […]

List of U.S. Postal Service Closings, 35,000 Postal Workers to Lose Jobs

A stone wall with the words "POSTAL OFFICE" prominently displayed in raised capital letters.

There was a time when having a government job – especially a position at the Post Office – meant you could rely on a lifetime of job security. Those days are no more. The U.S. Postal Service, which lost $5.1 billion in 2011, is planning massive job-cuts in 2012 and intends to close or consolidate […]

What is the American Recovery and Reinvestment Act?

The United States Capitol building in Washington, D.C., with a clear blue sky in the background and the American flag flying, stands as a testament to progress under initiatives like the American Recovery and Reinvestment Act.

After the economy took a nosedive from 2007 to 2009, President Barack Obama signed the American Recovery and Reinvestment Act (ARRA) into law. This bill was designed to give the economy a boost by reducing federal taxes, increasing unemployment benefits and also increasing spending in certain areas. Many people were directly affected by this bill […]

8 Things to Do If You Can’t Take One More Day at Your Job

A man in a suit and tie, wearing boxing gloves, yells at a computer monitor while raising his fists, clearly frustrated with his job.

8 Things to Do If You Can’t Take One More Day at Your Job: If you feel like you can’t take one more day at work, you’re far from alone. Whether it’s the stress, lack of motivation, or a toxic environment, work-related burnout is real—and growing. But while quitting might seem like the only way […]

Money Tips For Ex-Convicts

ex-convict

Just by talking to her, you wouldn’t know that Vivian Nixon is an ex convict. Confident, articulate, and now pursuing a Master’s Degree in Theology, Nixon seems more likely to have spent time in a church worship hall rather than a prison hall. But it wasn’t always that way. Many years ago, she got into […]

How to Stop Garnishment of Your Wages

A man in a suit clenches his eyes and grits his teeth, the looming threat of garnishment evident as he holds bundles of money near his ears.

If you have a lot of unpaid debts and creditors are threatening wage garnishment, you may have to deal with a court battle in the very near future. Creditors can legally garnish your wages, but only after they obtain a court order. Garnishment is usually a “last resort” effort by creditors to collect on their […]

What to Do If Your Wages or Unemployment Benefits Are Garnished

A wooden gavel rests on a stack of papers, some labeled "FINAL DEMAND" in red text, with mentions of garnished wages subtly visible among them.

What to Do If Your Wages or Unemployment Benefits Are Garnished: Wage garnishment can add extra stress when you’re already financially overwhelmed—especially if you’re unemployed and counting on every dollar to make ends meet. If you’ve fallen behind on debt, creditors may legally seek repayment by garnishing your income. But you still have rights—and knowing […]

Hire an Ex-Offender and Get Paid

ex-offender

Former prisoners trying to land jobs and get other services face an uphill battle. Many employers shy away from hiring someone with a felony conviction. And lots of people are leery of lending a helping hand to those who have served time behind bars. But if you’re willing to give an ex-offender a second shot, […]

Bad Credit Can Cost You a Job or a Promotion

A person in formal attire stands against a white wall in a sparsely furnished room with a carpeted floor and fluorescent lighting, perhaps contemplating solutions for bad credit.

If you’re out of work, nobody has to tell you how tough it can be to find a job. Now there is another obstacle to overcome before you land your next gig: cleaning up your credit. Employers are increasingly checking people’s credit reports before deciding whether to hire someone or who to promote. In fact, […]