Why Half of Employees Live Paycheck to Paycheck (and How to Break the Cycle)

Why Half of Employees Live Paycheck to Paycheck (and How to Break the Cycle)

Knowledge Snapshot Gallagher’s 2026 U.S. Enterprise Workforce Wellbeing: Employer and Employee Perspectives Survey found that: 51% of employees live paycheck to paycheck. 30% cannot afford a $500 emergency expense. 30% expect rising costs to delay or limit their access to healthcare. 87% want more financial wellbeing support from their employer. The survey was created by […]

The Simple Strategy to Stop Living Paycheck to Paycheck and Save More Money

A woman sitting at a table looks stressed while reviewing bills and documents, with a calculator nearby, contemplating her budget for better credit management.

With inflation and higher interest rates affecting people’s wallets, too many Americans are living paycheck to paycheck. According to recent research from Lending Club, 62% of adults in the U.S. report living paycheck to paycheck and don’t have any money left over after they pay their monthly bills. In my new book, Bounce Back: The Ultimate Guide […]

I Am Living Paycheck to Paycheck. What’s the Best Way to Clear My Debt?

A calendar with a red marker prominently circles the 22nd, which is labeled "PAYDAY!" in red text, marking a crucial date for those living paycheck to paycheck.

Q: I have $33,000 worth of unsecured credit card debt. I’m not late on any payments, but I am living paycheck to paycheck. What’s the best way to clear my debt? Should I refinance my house or consider a debt consolidation company.   A: I don’t think going to a debt consolidation company is the best strategy. […]

How Can I Create and Stick To a Budget?

budget - AskTheMoneyCoach

The tough economy has forced many people to get back to the financial basics – including doing something that most individuals dread: budgeting. If you don’t yet have a budget, or if your current budget is constantly out of whack, take heart in knowing that you’re not alone. In fact, 70% of all Americans don’t […]