Will a Credit Inquiry Hurt My Credit Score?

Wooden block letters arranged to spell "CREDIT score" against a white background, inviting inquiry into your financial standing.

It is possible – very likely, in fact – that applying for a loan or seeking a new credit card will indeed lower your credit score. Here’s why. Anytime you apply for credit — such as a mortgage, a student loan, credit card or auto financing — a lender pulls your credit file and that […]

3 Signs You’re a Financial Train Wreck Waiting to Happen

A steam train emerges from a dark tunnel, light and smoke billowing as it heads into a sunlit area, much like navigating through the aftermath of a financial train wreck toward brighter days.

3 Signs You’re a Financial Train Wreck Waiting to Happen: As a Money Coach, I frequently hear from people who feel like they’re just one misstep away from financial ruin. Some are right—they’re drowning in debt or have little to no savings. Others are simply overwhelmed, unsure how to get back on track. How can […]