What Are Subprime Lenders and Where Can I Find Them?

by Lynnette Khalfani-Cox, The Money Coach on April 20, 2011

in Loans

Subprime lenders

If you have bad credit, a subprime lender may be able to help if you need a loan.


Subprime lenders don’t advertise themselves as such — especially after the mortgage meltdown and credit crunch from 2007-2010.

If you have “bad” credit and are trying to find a subprime lender who will offer credit or loans to someone with your credit profile, the best thing to do is to get online and shop around for banks and other institutions that offer loans in the category of credit you are seeking.

For example, if you want a credit card, try a site like CardRatings.com or CreditCards.com.

If you want a mortgage, try sites such as Eloan.com or LendingClub.com

For all other types of loans/credit, you can use a general-purpose credit site. Two good ones are Bankrate.com and LowerMyBills.com.

All these sites have groups of lenders in all areas of the country. The banks compete for your business, and you’ll be able to hook up with a lender that offers credit based on your credit history.

Suggested reading:  Should I borrow from a subprime lender?


This Article Answered The Following Money Questions:

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  • subprime mortgage lenders list 2012
  • subprime personal loan lenders
  • List of Subprime Lenders
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I need a subprime loan for 3000. Where can I go for help?

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