A Facebook fan has asked whether the National Mortgage Help Center is a legitimate company.
I’ve never had any dealings with National Mortgage Help Center, nor have I heard anything about them from consumers or in the media.
So I can’t really comment with any authority or insight into whether this particular company is “legitimate” or not.
What I can say is that if your brother is about to use this company – and he has any reservations or doubts about doing so – he should take normal precautions and investigate the company’s track record.
Do a Better Business Bureau search on it. Google the company’s name and see if there are any serious reports of or complaints or accusations of wrongdoing.
It could very well be squeaky clean and highly reputable. He’ll never know unless he does at least a little bit of homework or research on the firm.
As for you, if you ever face being delinquent on your home loan (i.e. 30 days or more late), then you should seriously consider re-organizing your finances, establishing a new household budget, and perhaps getting government assistance if your home loan is unaffordable.
For both you and your brother, President Obama’s home rescue plan may offer some relief.
It’s designed to help cash-strapped homeowners refinance their loans or get loan modifications. You can learn more about this housing program at www.MakingHomeAffordable.gov.
Also, if any lenders or mortgage industry officials say they’ll help you use the government’s program for a fee, simply say: “Thanks, but no thanks.”
The government’s program is free of charge, and you can readily For both you and your brother, President Obama’s home rescue plan may offer some relief.
It’s designed to help cash-strapped homeowners refinance their loans or get loan modifications. You can learn more about this housing program at www.MakingHomeAffordable.gov.
Also, if any lenders or mortgage industry officials say they’ll help you use the government’s program for a fee, simply say: “Thanks, but no thanks.” The government’s program is free of charge, and you can readily do it yourself at no cost.
