Real Estate

https://youtu.be/JjKNdxrKIVw In the video "The Truth About Race and Homeownership," I discuss the sad truth about race, homeownership, age, and other factors in America. I mention two recent research reports, one from the National Association of Realtors and the other...

I’ll never forget the time in 2019 when my husband and I applied for a home equity line of credit (HELOC) for our home in Mountainside, New Jersey – an upper middle-class suburb about 45 minutes outside New York City. ...

HUD just granted $84 million to help provide housing stability to homeless youth in 17 communities nationwide including Philadelphia and Tulsa, along with several rural locations.

I've shared the following press release from The Department of Housing and Urban Development (also know as HUD) on my Facebook page. It turned out to be a very popular post so I've also shared it here on AskTheMoneyCoach. In this...

Q: At the beginning of 2020 I had decided that I was going to buy a home this year. I’m currently taking financial fitness and homebuyer courses to get my credit in shape, etc. I work for the DoD and my...

For many people, buying a home is a milestone that signifies stability and achievement. Unfortunately, a variety of factors have made homeownership a challenge. From having to save for a down payment to building your credit, the difficulties can seem...

A home equity line of credit, or HELOC, is a popular way to finance everything from home remodeling or repair to debt consolidation, or even a vacation. If you’re a homeowner, you’ve probably heard of them, but should you apply...

Buying a home can provide an enormous sense of accomplishment, and homeownership is a pathway to building wealth too. But making the leap from renter to owner also carries plenty of challenges – including the responsibility of paying for numerous...

Are you ready for homeownership? Buying a home will likely be one of the biggest investments of your life. So you want to get it right - especially when it comes to picking the right mortgage and the right mortgage...

If your housing costs have become more than you can afford or if you want to reduce your debts, you might be toying with the idea of downsizing from your existing home and moving into a smaller property.After all, a...

How many times have you pinned images of homes and fun do-it-yourself projects to your Pinterest boards or tuned into HGTV? Every time you paint a room or refinish cabinets by yourself, you’re saving money. Whether it’s re-tiling bathrooms or...

Getting approved for a mortgage these days takes more than a sufficient down payment and having a good credit score. To secure a home loan you also need to know how to communicate effectively with realtors, bankers, and other professionals...

During many of my financial seminars I'll meet someone that is thinking about investing in real estate. Usually these people have little or no credit card debt and are in a comfortable position financially. Often times they have heard that...

Q: Our credit has been bad for the past 6 years. We have 6 years left on our mortgage and have never been late. Can we refinance our mortgage? A: Thanks for reaching out to me on AskTheMoneyCoach.com. You didn't...

Q: Can I refinance my home with bad credit? I have some blemishes on my credit report. A: To refinance your home with bad credit, you’ll have to jump through more hoops to get a mortgage and you won’t get a rock-bottom...