Articles on AskTheMoneyCoach
Zombie Credit Cards and the Expired Card Loophole
You probably assume an expired credit card is dead. The date printed on the plastic has passed, a replacement card has arrived, and the old card seems useful only for
Avoid This Scam: The Brushing Scam and What That Unexpected Package Really Means
An unexpected package can create a strange mix of curiosity and concern. Maybe you receive a cheap household item, a product you do not recognize, or a package addressed to
AI and Your Credit Score: What Consumers Should Know About Checking Credit Through Chatbots
Artificial intelligence is becoming an interface for financial information. Instead of opening a credit bureau website or mobile app, consumers may soon ask a chatbot to show their credit score,
The TikTok Financial Advice Trap: Why 74% of Viral Money Videos Come From Unqualified Creators
Knowledge Snapshot The Core Finding: A prominent research study by BrokerListings analyzed 150 viral finance TikTok videos and discovered that 74 percent of creators offering money advice had no stated
Why 55% of Workers Can’t Cover a $500 Emergency Expense (and How to Build a Cushion Anyway)
Knowledge Snapshot 55% of U.S. workers surveyed said they could not cover an unexpected $500 expense from savings. 26% reported having no emergency savings at all. 41% said they skipped
Top FP&A Events Helping Analysts and Managers Build 2027’s In-Demand Skills
Finance professionals are being asked to do far more than build budgets and explain variances. Today’s FP&A analysts and managers are increasingly expected to understand artificial intelligence, interpret data, model
How to Raise Financially Confident Kids Without Raising Entitled Ones
When parents are financially successful, an unexpected challenge can emerge: How do you give your children opportunities without making them feel entitled to them? Lynnette Khalfani-Cox, The Money Coach®, recently
Human vs. AI: Why Major Banks Are Rehiring Workers After AI Layoffs Backfired , and What It Means for Your Career
If you’ve been scrolling through LinkedIn lately, you’ve likely felt a bit of “AI anxiety.” Between the headlines about ChatGPT taking over coding and banks announcing massive automation plans, it’s
The Invest America Account: A Deep Dive into the New Children’s Tax Break and Whether It’s Right for Your Family
On July 4, 2026, the United States celebrated more than just Independence Day. We witnessed the official launch of the “Invest America” account, a new, federally backed investment vehicle designed
Agentic Banking: Why You Might Soon Give an AI Your Bank Password (and the Security Rules You Need to Follow)
For decades, the “Bank of the Future” was always just about to arrive. First, it was ATMs, then mobile apps, and then chatbots that could tell you your balance but
Student Loan Repayment: Your 90-Day Window to Choose a Plan
If you have federal student loans, the repayment landscape shifted on July 1, 2026. The One Big, Beautiful Bill Act created a dividing line between legacy borrowers and those taking
Urban Institute Survey: Over 1 in 4 Adults Rely on Credit Cards for Groceries and Struggle to Repay
Knowledge Snapshot: Credit Cards for Groceries Core Subject: Urban Institute Well-Being and Basic Needs Survey findings on food affordability and household debt. Key Statistics: Over 28 percent of working age