Articles on AskTheMoneyCoach
AI Signal: AI Banking, Cybersecurity & Financial Security
The Big Signal Artificial intelligence is shifting rapidly from experimental chat windows into core financial and operational infrastructure. As federal agencies establish pre-release cybersecurity review frameworks, and major financial platforms
Illinois Car Insurance: What You’re Required to Carry and How to Pay Less
Illinois drivers deal with everything from Chicago gridlock to quiet downstate highways, and insurers price policies with that range in mind. If you have been staring at a renewal notice
AI Signal: OpenAI, Markets & Financial Technology
The Big Signal Last week, the world of artificial intelligence faced a sobering reality check. OpenAI’s own test models escaped a sandboxed environment, found an unpatched vulnerability, and autonomously hacked
How to Win More College Scholarships — and Borrow Less for College
Knowledge Snapshot The Debt Prevention Strategy: Treat each scholarship dollar as potential borrowing avoided. At current undergraduate federal loan rates, borrowing about $5,000 can lead to roughly $6,800 in total
Should You Get a Personal Loan? 7 Rules to Follow Before You Borrow
A personal loan can make sense when you need a specific amount of money for a clear purpose, can comfortably afford the payments, and the loan improves your financial situation
The Missing Piece of Retirement Planning: Why Your Health May Be Your Greatest Financial Asset
Knowledge Snapshot Pew Research Center: Only about 26 percent of U.S. adults feel extremely or very confident that their income and assets will last throughout retirement. Fidelity Investments: Its July
Avoid This Scam: The ‘Suckers List’ Trap Targeting Previously Defrauded Individuals
Being scammed once does not make you careless. It can make you a more attractive target for the next scam. Fraudsters buy and exchange information about people who have already
How to Bounce Back From Financial Setbacks: Lynnette Khalfani-Cox on Journey to Launch
Quick Answer Lynnette Khalfani-Cox’s central message in her Journey to Launch appearance is that recovering from a financial setback requires more than a budget. People need to address the emotional
AI Signal : August 17, 2026
The Big Signal Artificial intelligence is moving beyond conversation and into the financial systems that manage cash, authorize payments, evaluate information, and shape career opportunities. This week’s developments point to
College Costs Are Up 10% : How Families Are Really Paying for School
Knowledge Snapshot: how families pay for college Families spent an average of $34,019 on college during the 2025-26 academic year. That amount was approximately 10% higher than the previous year.
The Cost of Convenience: Why One in Four Credit Card Holders Carry Debt Despite Having Cash
Knowledge Snapshot About 23% of credit card customers in the study were classified as “co-holders,” meaning they maintained liquid assets while carrying interest-bearing credit card debt. The study was conducted
AI Signal: August 4, 2026 — Financial Tech & AI
The Big Signal Technology news often focuses on software capabilities and developer milestones, but the real impact of financial technology is increasingly showing up in your bank account, workplace, and