Articles on AskTheMoneyCoach
The Gen-Z Credit Trap: What New Data and Financial Planners Want Young Adults to Know
Knowledge Snapshot The Core Issue: Young adults are entering the financial system earlier than ever, but rising inflation and digital payment ease have pushed average Gen-Z credit card balances to
How to Spend Money on Things That Bring You Joy Without Feeling Guilty
During one of my recent appearances on FOX 5 New York, I was asked about an interesting financial dilemma: Why do so many Americans feel guilty about spending money on
4 HOA Red Flags I Learned the Hard Way (After Selling Two Condos in the Same Complex)
A recent Wall Street Journal story on spotting HOA risks before you buy a home stopped me in my tracks. I didn’t even need to read past the headline to
The Back-to-School Parent Trap: Why 46% of Parents Go Into Debt for School Supplies
Knowledge Snapshot The Core Issue: Back-to-school shopping frequently leads to severe household debt as parents struggle to cover supplies, clothing, and technology. Key Survey Data: According to the Beyond Finance
Avoid This Scam: AI Voice Cloning, Clone Phishing, and In-Person Bank Impersonators
Knowledge Snapshot: AI voice Cloning Scam, Clone Phishing, & Impersonators Core Threat: Multi-channel social engineering combining generative AI audio, duplicated business emails, and physical branch impersonation. Primary Targets: Individuals, family
Books That Click: Why AI Accelerates Corporate Dysfunction in The AI Project Manager
Knowledge Snapshot Core Subject: A critical analysis of The AI Project Manager by Rick Catalano (WBE Consultants, March 2026). Central Thesis: Artificial intelligence does not fix broken corporate processes; it
The Retirement Double Squeeze: How Median Savings and AI Displacement Threaten Older Workers
Knowledge Snapshot Core Subject: The convergence of low median retirement savings and AI-driven career displacement among older workers. Key Data Points: Non-retired median household savings stand at $56,000, retiree household
The Hidden Cost of Losing Weight: Americans Spend Nearly $1,400 a Year Trying
Americans who reported spending money on weight-loss products and services spent an average of $116 a month, or about $1,392 a year, according to a July 2026 survey commissioned by
AI Signal: Financial Technology, Banking AI & Security
The Big Signal Artificial intelligence and advanced security technologies are moving rapidly from the cloud into the everyday consumer’s financial toolkit, shifting how households manage banking, security, and digital assets.
Dolly Parton: 7 Lessons on Money, Marriage, and Mogul Life
I was so sorry to hear the recent news that we’ve lost Dolly Parton. She was 80 years old, and by the time you read this, the internet will be
Why Good Small Businesses Get Turned Down for Loans — and How to Improve Your Chances
A profitable business can still get turned down for financing. That surprises many entrepreneurs who assume that strong sales, loyal customers, or years in business should be enough to persuade
5 Credit Myths You May Still Believe — and What to Do Instead
Credit scores influence everything from borrowing costs to access to certain financial products, yet many consumers still make decisions based on outdated or incomplete credit advice. Does checking your own