Knowledge Snapshot The survey was created by the McKinsey Institute for Economic Mobility and the WK Kellogg Foundation and conducted in mid-April 2026. The Guardian reported the findings on August
Knowledge Snapshot Americans say they will need an average of $1.46 million to retire comfortably by age 65. That estimate is about $200,000 higher than the 2025 figure and well
Knowledge Snapshot 47% of non-retirees doubt they will ever be able to fully retire. 58% remain confident they will have enough money to retire from their primary career on schedule.
Knowledge Snapshot: Medical Emergency Fund Only 28% of employees said they felt very prepared for an unexpected $1,000 expense. 47% experienced at least moderate financial difficulty after a medical event.
Gold has maintained a unique position in the global economy for thousands of years. It has been used as currency, a symbol of wealth, a component in jewellery and an
Quick Answer Your instinct is reasonable. AI can be useful for organizing financial information, explaining unfamiliar terms, comparing general options, and helping you prepare questions. But major money decisions involve
Knowledge Snapshot 60% of U.S. credit card customers were classified as financially unhealthy, up from 56%. 34% of U.S. consumers overall were financially healthy, steady for the second consecutive month
When hurricanes, floods, wildfires, earthquakes, or other disasters strike, many people want to help quickly. Unfortunately, scammers understand that generosity creates an opportunity. They may create fake charities, imitate familiar
Scammers have always relied on deception. Artificial intelligence now helps them produce that deception faster, more cheaply, and at greater scale. A fraudulent message can be written in polished language.
A familiar face appears in a polished video. The person seems to be describing a breakthrough investment platform, an exclusive trading opportunity, or a “secret” method for building wealth. The
Phishing used to be easier to recognize. The message might contain poor grammar, a strange-looking link, or an obvious impersonation. Those clues are no longer reliable. Artificial intelligence can help
AI-powered phishing is changing how scams look and sound. A message can have perfect grammar, use your name, reference a real family member, and arrive through a familiar channel. A
