Unless your child attends a private or parochial school with mandatory uniforms, you’re probably clothes shopping right about now to find new outfits for the kids to wear this back... read more →
A budget is a detailed outline of what and how you choose to spend your money on. Not only on your day to day bills, but on what you will spend on your children, travel, home improvements, photography lessons, or some other hobby you enjoy.
So you’ve probably heard the news about the spending boom that occurred on Black Friday and Cyber Monday. In-store and online sales were up 7% and 33% respectively, on each... read more →
Here’s my simple two-step process for creating a basic budget. It’s fast, easy, and anyone can do it. Step 1: Itemize ALL of Your Expenses Create a list of everything... read more →
Whether you had to deal with some unexpected medical bills, maxed out your credit cards to cover expenses, or faced some other type of financial blow recently, it’s time to... read more →
In tough economic times, many people want to start budgeting – or better stick to a budget – but they find it hard to do so. Here’s an easy way... read more →
If you’re operating without a normal monthly budget, that’s a huge financial mistake. In fact, the lack of a budget is a big part of the reason that the average... read more →
I used to think that only young college grads made the mistake of underestimating how much it costs to live in the real world. After working as a Money Coach,... read more →
If you've ever tried budgeting for the long run only to find that your best-laid plans always seem to get ruined by short-term emergencies, then you're not alone. Unexpected things... read more →
When you’re a single mom and solely in charge of managing the family budget, it pays to be frugal – literally. Whether you’re supporting just one child or several children... read more →
I know some of you may be thinking: “I don’t even have to be a millionaire. I’d settle for just being on Easy Street.” You know what Easy Street is,... read more →
As a Money Coach and a proponent of financial education, I’m always on the lookout for ways to inspire people to manage their finances well. One way to do... read more →
If you asked most financial planners and advisors about what goes into a budget, chances are they would tell you that a budget is broken down into certain categories. Some... read more →
You can probably rattle off what your basic necessities are: they’re expenses like housing payments, food, transportation costs, and so forth. You may need to think a little longer, however,... read more →
Let’s face it: most people hate being on a budget. Most people, that... read more →
No matter what your goals, you should know that writing your plans out gives you a far better shot at making them happen. In fact, written goal-setting is a phenomenally... read more →
