One of the hardest money habits to break is living off the credit cards. Whether you’ve enjoyed one too many shopping sprees or just count on your credit cards to take care of some bills now and then, increasing your debt load haphazardly is never a smart decision.
If you have a young adult heading off to college, now’s the time to make sure your student knows how to manage money on his or her own. Without
Many folks trying to reduce their credit card debt turn to credit card balance transfer offers to achieve their goal. But while such transfers can be effective when
A new study from BankRate.com has found that 63% of Millennials in the U.S. – those between the ages of 18 and 29 – don’t
If my husband gets his way, in about a year from now we’ll be replacing our 2003 Chevy Tahoe with his dream car: a new
It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re
Secured credit cards, prepaid debit cards and Visa gift cards are all alternative methods of payment to a traditional unsecured credit card. But which one
Carrying a prepaid debit card can be a convenient alternative to cash or checks while shopping or traveling, and may also make it easier to
With scores of different types of credit cards out there, how do you find the best deal? Needless to say, it pays to already have
Having a credit card – or even a couple of credit cards – isn’t always a bad thing for young adults, provided they learn about
After a day of shopping for new furniture at the furniture store, you come home to find that one of the tables is chipped or
f those credit card balances just never seem to disappear or you’re drowning in debt, you need a realistic payoff plan to get your financial
Transferring your credit card balances (balance transfers) can be an effective way to save on interest you would otherwise accumulate on a high-interest credit card,
A secured credit card is typically a good option for those who might have thin credit, or perhaps no credit. Maybe you have bad credit
Even though you might be very good about paying your credit cards on time, knocking out your balances in full each month, or keeping
If you’re thinking about doing a credit card balance transfer, you may have a lot of questions or worries about whether or not you’re getting
