If you’re burdened by Debt or Facing Money Problems, trying to manage your finances while juggling a career, raising a family, or healing from personal challenges—this message is for you.
Life doesn’t always unfold the way we plan. You might find yourself climbing out of one financial hardship only to be knocked back down by another unexpected setback. Watching your savings dwindle or your debt grow can feel hopeless, even defeating. But you are not alone, and you are not powerless.
This post isn’t about budgeting tips, credit repair strategies, or financial advice. Instead, it’s something more personal—something meant to feed your spirit and restore your hope.
When Debt Feels Overwhelming, Read This
Years ago, before we met, my husband Earl went through a difficult chapter in his life. After a painful divorce, he was left with overwhelming debt and the looming threat of foreclosure. Emotionally and financially drained, he received a copy of a poem from a dear family friend.
That poem helped carry him through the darkest moments. To this day, we keep it taped beside our bathroom mirror as a daily reminder that no matter how hard life gets—you can overcome it.
It’s called “The Don’t Quit Poem.” Its authorship is debated, but its message is undeniable. If you’re feeling lost, drowning in bills, or questioning how to move forward, take a moment to read these words.
The Don’t Quit Poem
When things go wrong, as they sometimes will,
When the road you’re trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile, but you have to sigh,
When care is pressing you down a bit,
Rest, if you must, but don’t you quit.
Life is queer with its twists and turns,
As every one of us sometimes learns,
And many a failure turns about,
When he might have won had he stuck it out;
Don’t give up though the pace seems slow–
You may succeed with another blow.
Often the goal is nearer than,
It seems to a faint and faltering man,
Often the struggler has given up,
When he might have captured the victor’s cup,
And he learned too late when the night slipped down,
How close he was to the golden crown.
Success is failure turned inside out–
The silver tint of the clouds of doubt,
And you never can tell how close you are,
It may be near when it seems afar,
So stick to the fight when you’re hardest hit–
It’s when things seem worst that you mustn’t quit.
Why This Poem Still Matters Today
Whether you’re trying to recover from a job loss, overwhelmed by debt collectors, or just trying to stretch every dollar to survive—this poem is for you. It reminds us that sometimes the greatest progress comes just after the toughest battles.
You may not be able to erase your debt overnight or fix your finances with a single solution. But you can take one more step. You can breathe. You can believe that tomorrow holds something better.
Even if you’re only hanging on by a thread, keep holding on. The breakthrough you’re hoping for may be just around the corner.
Final Thought: Don’t Quit
Financial setbacks don’t define you. They don’t diminish your worth or your future. If you’re in a difficult place right now, take this message to heart:
Rest if you must. But don’t you quit.
FAQs: Debt or Facing Money Problems
What should I do first if I’m overwhelmed by debt?
Start by facing the numbers. List all your debts, interest rates, and minimum payments. Then explore debt repayment strategies like the avalanche or snowball method—or seek help from a certified credit counselor.
Can financial stress really affect my mental health?
Absolutely. Debt and money problems are among the top stressors in adult life. Don’t hesitate to talk to a mental health professional or support group if you’re feeling anxious or depressed.
Is it possible to recover from severe financial hardship?
Yes. With time, a realistic plan, and support, countless people have rebuilt their finances after bankruptcy, foreclosure, or massive debt.
How can I stay motivated when I feel stuck?
Find a support system, read inspirational content like the “Don’t Quit” poem, and celebrate small wins. Motivation often comes from momentum, so keep taking steps—no matter how small.
Should I seek help with my debt?
If you’re unable to keep up with payments or interest is snowballing, yes. Reach out to a reputable non-profit credit counseling agency or a debt advisor.
