MONEY MOVES YOU CAN MAKE IN UNDER 10 MINUTES
Financial matters can get overwhelming. Yet, sometimes, you don’t require a full spreadsheet or an in-depth budget scrubbing; it’s a ten-minute gentle nudge in a positive direction.
These are some low-effort, high-impact things you can immediately do to make a change without concerning yourself with perfection.
1. Check for Fees
Begin with your bank. Open your bank’s mobile banking app. Browse through your recent transactions. Check for service or maintenance charges. Banks sneak those charges in; before you know it, they add more than you think. Take a snapshot, write it down, and shift your account to a no-fee one if you have to. Knowledge is power.
2. Automate a Small Transfer
Even if it’s just $10 a week, automatically saving creates momentum. Call it “Life Backup” or “Coffee I Didn’t Buy.” Choose a name you recognize, since it’s there waiting for you. Doing it ourselves? Done in minutes.
3. Review your Credit Report
Use your computer or phone to get one free report. You don’t have to read it word for word. Just scan your name, balances, and accounts for mistakes. If there’s something that doesn’t look right, note it down now before it causes a headache in the future.
4. Mop Up One Bill
Select one monthly bill on your phone, internet, or subscription you have no recollection of paying for. Could you be paying it cheaper? Maybe. Whether or not you end it, knowing how much you spend is a money move.
5. Revisit your investing app
You don’t have to sell or buy. Just open an app. See what’s going on. Whether investing in a robo-advisor or crypto, knowing what your investments are doing puts you at ease without your having to say a word.
6. Update One Password
Select a finance account and make its password more secure. Enable two-factor authentication if supported. It’s not flashy, but it’s an easy, effective way to protect all your other work.
7. Set a Reminder to Cancel Something.
If you’ve recently signed up for a free trial, mark your calendar with a reminder to cancel before it charges. A minute is all it takes, yet it can stop more than dollars; it can stop future frustration.
8. Check Your Coverage
Review your insurance portals very closely. Make sure you check your health, renters’, or auto services coverage. You would be amazed at how many folks pay for what they believe would be reimbursed. And yes, your car services coverage is included, especially roadside assistance, which isn’t automatically thrown in.
That’s correct. Ten minutes there, ten minutes here. You are not rewriting your money history all at once, but writing one chapter a time. And the best part is, you can do any one of these between sessions, waiting in line for your coffee, or in your kid’s cartoon break, it’s something you can do anywhere at any time.
True progress does not always look great; oftentimes, it simply looks like logging in, checking one thing off the list, and choosing to show up for your future self, even in small, simple ways, like these to save you some extra time.
FAQs: MONEY MOVES YOU CAN MAKE IN UNDER 10 MINUTES
What are some fast money moves I can make right now?
Quick money moves include checking for hidden bank fees, automating a savings transfer, or reviewing your credit report. Each can be done in under 10 minutes.
How does automating savings help build wealth?
Automating even small savings creates a consistent habit. Over time, these deposits add up and reduce the temptation to spend.
Why is checking my investment app considered a smart money move?
It keeps you connected to your financial goals and aware of market trends, helping you make more informed decisions when you’re ready to act.
Is reviewing insurance coverage really worth it?
Absolutely. Many people overpay or assume they’re covered when they’re not. A few minutes spent reviewing coverage can prevent costly surprises.
How often should I make quick financial check-ins?
Try doing a few of these money moves weekly. Small, consistent check-ins are more manageable and sustainable than major monthly overhauls.
Disclaimer:
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