The Crazy Ways Holiday Shopping is Ruining Thanksgiving
An urge to splurge is wreaking more and more havoc on traditional Thanksgiving festivities and meal-time spent around the family table. In decades past, it was bad enough that on the day after Thanksgiving – Black Friday – people would wake up in the wee hours of the morning to be the first in line […]
Should I Invest In Penny Stocks With The Little Money That I Have?
A reader sent me the following question via Facebook wanting to know my opinion of investing in penny stocks. Here’s her question and my reply. Q: I know you are extremely busy and you not get to this message. I am unemployed but searching. The little that I have, I want to invest. I don’t […]
3 Ways College Visits Help With Admissions, College Selection and Finances
Every year, millions of students across America never get to go on college tours and college visits – and preview the schools to which they’re applying – mainly because it can be costly and time-consuming to make a college road trip. Nonetheless, college bound teenagers, transfer students and parents should all take college visits very […]
FinCon: Epic Tales and Highlights from FinCon 2016
FinCon 2016 wrapped up with a bang in San Diego, with a record 1,250 attendees turning out for a jam-packed, four-day conference billed as “Where Money and Media Meet.” FinCon founder Philip Taylor (who runs PTMoney.com) has done a huge service to the fintech community and digital content creators everywhere by organizing what has quickly […]
Getting Your Finances Right in a Second Marriage
Getting remarried offers an opportunity not only for a second chance at love and happiness, but also entering a new financial partnership with your spouse-to-be. However, it can be hard to determine just went wrong in the first marriage. We’ve all heard the statistics on how finances are one of the leading causes for married […]
3 Websites to Save $1,000 or More Off Your Travel Costs
If you’re like me, you love to travel, but you also love to save a buck. Saving money isn’t always easy when you’re on the road. Costly hotel bills, high airline fares, steep rental cars fees and other travel expenses can all add up quickly. Thankfully, however, you don’t have to go broke – or […]
College Scholarships for Adults
Q: I am 44 year old veteran who would like to attend college where are the grants, scholarships, etc for older adults? I have had no luck in locating any. Everyone wanting to obtain a higher education is not a high school junior or senior! A: Thanks for reaching out and I appreciate your question. […]
4 Financial Signs You’re Not Ready for Marriage
Getting married to your significant other can be one of life’s most beautiful moments, where two people make a commitment to create a life together and uphold vows of commitment to one another. Engaged couples, however, may be blissfully unaware of the state of their own or their potential spouse’s finances. While it may be […]
How to Build Wealth While Raising a Family
How to Build Wealth While Raising a Family: If you have kids like I do, you know firsthand how expensive it can be to raise a family. Between diapers, daycare, school supplies, and never-ending grocery bills, those costs add up fast. And the more children you have, the more pressure you feel on your monthly […]
How to Get a Tax Lien Removed From Your Credit Report
In terms of your financial future, your past credit mishaps can hold you back from opportunities that credit can offer. On your credit report, there a few things worse to appear than a tax lien (paid or outstanding) from the IRS. Typically, paid tax liens will remain on your credit history for seven years after […]
How to Hire a Certified Financial Planner: A Complete Guide
Hiring a certified financial planner (CFP) can be a pivotal step toward achieving your financial goals. Whether you’re planning for retirement, managing investments, or navigating complex financial decisions, a CFP offers expertise to guide you. This comprehensive guide will help you understand what to look for when hiring a financial planner and how to make […]
What to Do If Your Credit Score Drops Unexpectedly
Having your credit score fall unexpectedly can be as bad as losing a significant amount of money. With a lower score, your opportunities for low-interest loans, lower insurance premiums, and more affordable mortgages may be out of your reach. What’s worse is that these fluctuations may come from out of nowhere and may confuse […]
6 Easy Steps to Set Up an Installment Agreement with the IRS
If you owe a significant amount to the IRS, you may be able to pay the balance in an installment agreement with the IRS. This can help offset collection methods of the IRS, like freezing your bank account and putting a lien on your property. Step #1: Determine How Much You Owe The first step […]
Why You May Need Travelers Insurance
On a recent flight to Florida, where my family planned to set out on a 7-night Caribbean cruise, the airline we took lost my luggage. Well, “lost” isn’t technically the right word. They accidentally neglected to put my bag on my flight for some reason – even though we’d checked in nearly two hours ahead […]
IRS Offer in Compromise Explained
While it’s been often said that the two things you can’t escape in life are death and taxes, the IRS actually offers a way out for those behind on their payments. If you’ve been watching TV or listening to the radio recently, you may have heard ads suggesting that taxpayers who are behind on their […]