Most of us have a bad money habit that can crush our finances. That bad money habit is failing to plan, learn about wealth management plans from Hawley Advisors, view the article at their blog. I cannot tell you how many times I personally have wasted money, gone into debt, or failed to save — […]
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Video: Does Your Spouse Spend Too Much Money on Get Rich Quick Schemes? Is your spouse constantly falling for the latest “get rich quick” scheme? From stacks of multi-level marketing brochures to shelves full of unsold products, does your home feel more like a warehouse of failed business ideas than a place of peace? If
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One of the biggest financial mistakes you can ever make is taking bad financial advice — or more accurately, applying financial advice the wrong way, at the wrong time, and for the wrong reason. Following so-called “good” financial advice can actually get you into a world of economic trouble if you’re not careful. So, think
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When you’re living on a fixed income or facing bills you can’t afford to pay, it can be tempting to consider borrowing from places like car title loan companies. After all, these lenders put cash in your hands in a way that’s convenient, fast and relatively drama-free — at least, at first. Yet a car
Don’t Let a Car Title Loan Wreck Havoc on Your Finances Read More »
When you look at eating healthy as an investment in your health, you’ll soon realize that you may end up saving a significant amount of money on healthcare costs over your lifetime. However, many people overestimate how much it actually costs to eat healthy and miss out on the opportunity to improve their health and
How to Eat Healthy Without Blowing Your Budget Read More »
Q: My wife and I are preparing our taxes ourselves this year. We have over $1000 worth of medical co-pay expenses but we can’t get these expenses accepted. What should we do? A: I assume you are using a computer software program to help you with your taxes. If you and your wife are under age 65,
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You may have heard about the rise of Bitcoins in today’s digital age and they are quickly becoming a popular alternative to cash and credit card transactions. Bitcoins are a legal form of currency as long as they are used for legal purposes. Even though they do not exist in the physical world, they hold
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If you’ve ever been strapped for cash and turned to a payday lender for financial help, it’s possible that the payday loan agreement you entered into is actually illegal. According to a recent story published on PublicIntegrity.org, a man from Puyallup, Washington got a payday loan from Ameriloan, but soon found that the lender was
Is That Payday Loan You Took Out Even Legal Read More »
Q: Our credit has been bad for the past 6 years. We have 6 years left on our mortgage and have never been late. Can we refinance our mortgage? A: Thanks for reaching out to me on AskTheMoneyCoach.com. You didn’t specify what your credit score is, but since you said you have “bad” credit, I
I Pay My Mortgage On Time but I Have Bad Credit. Can I Refinance? Read More »
Imagine filing your federal taxes with the Internal Revenue Service, only to have your tax return rejected because some crook has already used your Social Security number and claimed a bogus tax refund.
How to Safeguard Your Tax Refund and Your Credit From Identity Theft Read More »
You just bought a new car and are excited to share the news with friends and fans on social media sites like Twitter or Flickr. Or, maybe you just splurged on a luxury vacation and are sharing a public update on Facebook. Whatever the case may be, sharing information about purchases and finances could
How Creditors Are Spying on Your Social Media Accounts Read More »
You finally found that perfect nanny or babysitter to care for your kids. Congratulations! But the work isn’t done yet. Did you know that hiring a caregiver comes with tax and payroll responsibilities? While most families are excited to find someone to help care for their little ones, the euphoria sometimes quickly disappears when they
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Q: I was talking to a collection agent about making payment on a bill and she kept saying “how much can you pay, I cannot guarantee it will stop further action.” I felt I had to say an amount but I cannot afford it. She wants me to call her back and tell her how
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If making more money and having more freedom are on your list of goals this year, you might want to try a new job – creating your own job, that is. Too many Americans get held back financially because they’re tied to dead-end jobs that don’t give people what they want: not enough money,
Why You Should Make This The Year of Your Side Gig Read More »
Now that Christmas, Black Friday and Cyber Monday have all come and gone, many U.S. consumers may be grappling with lingering debt – including credit card bills that could last well into the New Year. According to the National Retail Federation, the average American spent $737 during the holiday season. That works out to $602.1
Why You Need Credit Counseling Read More »
