Financial Decluttering: How to Organize Your Money and Budget Effectively
Understand financial decluttering and how to declutter your finances by organizing documents, budgeting wisely, and reducing debt. Build financial stability with these expert strategies.
Self-Employed Retirement Planning: Solo 401k vs. SEP IRA for 2025
Solo 401k vs SEP IRA: Which is the best self-employed retirement plan in 2025? Compare contribution limits, tax advantages, and flexibility to maximize savings.
Budget-Friendly Tips for Managing College Life
Discover practical, budget-friendly tips for managing college life – save on food, transport, textbooks, and more, all while staying financially smart and stress-free.
How to Secure Funding for Your Small Business Despite a Low Credit Score
Struggling to secure small business funding due to a low credit score? Discover alternative lending options, microloans, and financial strategies to help your business thrive.
Bestselling Author Reveals How to “Bounce Back” from Financial Challenges in 2024
For Immediate Release HOUSTON, TX – December 6, 2023 – Personal finance expert and New York Times bestselling author Lynnette Khalfani-Cox today announced the release of her new book, “Bounce Back: The Ultimate Guide to Financial Resilience” (ISBN 978-1394205165, Hardcover, $29.95). Published by Wiley, the book shares Lynnette’s proven techniques for achieving economic success and […]
One in Five Americans Is Cutting Groceries to Keep the Lights On
For some households, the electric bill is no longer just a monthly expense. It is competing with money for food. In a Consumer Reports survey, about 1 in 5 people said they had cut back on groceries or switched to less expensive food, or had considered doing so, to help pay an electricity bill. The […]
Saving for a First Home Now Takes 16 Years, Twice as Long as in 2019
A first home can feel close when you have a savings goal and a steady plan. But the time it takes to reach that goal depends on more than how much you set aside. If home prices rise faster than incomes, while rent takes up a large share of earnings, the finish line can move […]
The AI Assistant That Asks Permission Before It Spends Your Money Has Arrived
A new kind of AI assistant is designed to keep working after you step away, while pausing for your approval before it sends a message, pays, signs, or deletes something. That raises a practical question for anyone thinking about linking an AI tool to money: what should it be allowed to do, and what should […]
AI Collectors Are Calling. How to Handle a Robot Debt Collector
Knowledge Snapshot AI systems can now make outbound calls, answer inbound calls, send texts, schedule payments, and transfer consumers to human staff. A machine-sounding caller is not automatically a scammer. A human-sounding caller is not automatically legitimate. The safest rule is simple: validate in writing before you pay. Under the Fair Debt Collection Practices Act, […]
Amex Is Putting AI Agents on Your Company Card. What to Ask
American Express announced the next generation of its Amex Corporate program. The offering combines Corporate Cashback Cards, expense management software, and a new Amex Expense mobile app. The current app uses AI to recommend expense fields, verify receipts, and flag transactions that may violate company policy. American Express also plans to introduce additional agentic AI […]
Choosing Home Finance Software: What to Connect and What to Skip
Most home finance software comparisons focus on features. They ask whether an app offers automatic categorization, goal tracking, bill reminders, investment reporting, or attractive charts. Those features matter. But the more important question is often overlooked: What financial information are you willing to connect, and what should remain outside the app? A finance tool may […]
The One Retirement Number That Actually Matters (It Is Not the Average)
The Financial Influencer Network is a network of 33 financial educators, creators, and advisors. FIN helps make personal finance information easier to understand by connecting consumers with practical insights on saving, investing, debt, and retirement planning. When people search for the “average” retirement savings balance, they often find a number that looks impressive and feels […]
2 in 5 Patients Ask AI Instead of a Doctor to Save Money
Knowledge Snapshot 42.5% of patients surveyed said they had used an AI chatbot instead of visiting a doctor because of cost concerns. PayZen reported this as more than 2 in 5 patients. Among those patients, 22.1% said they had done so repeatedly, while 20.4% had done so once. The company-sponsored survey covered 1,000 adults. The […]
How to Stretch Your Grocery Budget When Every Trip Feels Expensive
Food shopping can make a careful budget feel broken. The Financial Influencer Network, or FIN, is a network of 33 financial educators, creators, and advisors. In this article, we combine FIN’s consumer finance perspective with guidance from Tiffany Aliche, known as The Budgetnista and author of Get Good With Money, to address a practical problem: […]
Is College Still Worth the Money? What the Numbers Say
Knowledge Snapshot 31% of U.S. adults said a college education was “very important” in Gallup’s August 2026 poll, a record low since the question began in 1978. The share saying college is “very important” has fallen from 70% in 2013. Meanwhile, 29% now say it is “not too important,” compared with 6% in 2013. For […]
What the Great Wealth Transfer Means for Women Who Never Saw Themselves as Heirs
The Financial Influencer Network is a network of 33 financial educators, creators, and advisors. In this article, FIN explains why the Great Wealth Transfer may affect women who never expected to inherit money, especially after the death of a spouse or parent. In a Generation Money episode announced October 6, 2026, personal finance expert, career […]
What Are The Best Practical Tips For Paying Off Credit Card Debt Fast?
The fastest practical way to pay off credit card debt is to attack it on three fronts at once: cut the interest rate, free up extra cash every month, and change the spending behavior that created the balance. No single method works without the other two. The stakes are high. U.S. consumer credit card debt […]
Are Asbestos Cancer Settlements Taxable? What Families Should Know Before the Money Arrives
In most cases, asbestos cancer settlements are not taxable. Federal tax law generally excludes money received for a physical injury or physical sickness, covering most compensation tied to asbestos-related illness. Still, a few parts of a payout can be taxed, including punitive damages and interest. For families already juggling treatment costs and lost income, a […]
How Much Should You Risk Per Trade? The 1% Rule, Stop-Losses and the End of the $25,000 Day-Trading Minimum
You’ve watched a stock run for three days. Everyone online seems to be in it. You have $5,000 in your brokerage account, and it would take about ten seconds to put half of it into that one trade. Before you tap Buy, answer one question: if this goes wrong, how many dollars are you willing […]
What 150 Million Views Say About When to Post, and Which Rules to Ignore
Ulric Musset runs Marblism, a company that sells AI tools to handle social media for small businesses. On Oct. 23, he sent customers something more useful than a product pitch: a look at one month of posts published through Sonny, the company’s AI social media manager. That’s about 150 million views. His bottom line: “post […]