The Equifax Hack: What Equifax Got Right and Wrong Amid Data Breach
Equifax, one the nation’s largest credit reporting agencies, suffered a massive data breach that affected up to 143 million Americans – nearly half the population in the United States. Here’s a look at both sides, in the hopes that Equifax and other organizations will learn some do’s and don’ts when the next inevitable data breach occurs.
September is Emergency Preparedness Month: Here’s a 911 For Your Wallet
Hurricane Harvey was a big reminder that Americans need to be prepared for all kinds of emergencies – whether natural or man-made. In addition to hurricanes, storms and tornadoes, we have to prepare for other potential disasters like earthquakes, fires, and various accidents. And don’t forget more routine disasters too — like your roof leaking, […]
The 411 on Home Warranties
Having a home warranty is a smart way to help deal with the inevitable home repair problems that all property owners face at one point or another. After all, a good home warranty can mean getting expert help when your HVAC system needs to be fixed, your water heater needs to be replaced, or your […]
4 Summertime Risks to Your Credit Score
Just because summertime is here and you might be taking it easy, that doesn’t mean you should let your guard down when it comes to your finances. In fact, during the summer season, you should be aware of a number of potential threats that can hurt your credit rating. Some of these things are common […]
Where To Find Quick Money For A Summer Vacation
Are you planning on taking a “staycation” this summer because you don’t have the money to go on a real vacation away from home? Or are you going to go into debt for a trip because your bank account is near empty? The average American racks up about $1,100 in vacation debt, and according to […]
Hidden Costs of Owning a Home
Buying a home can provide an enormous sense of accomplishment, and homeownership is a pathway to building wealth too. But making the leap from renter to owner also carries plenty of challenges – including the responsibility of paying for numerous upfront and ongoing expenses. Naturally, there are initial hurdles, like amassing the down payment and […]
Are You Ready for Homeownership?
Are you ready for homeownership? Buying a home will likely be one of the biggest investments of your life. So you want to get it right – especially when it comes to picking the right mortgage and the right mortgage lender. My new Homeownership Smarts course on Money Coach University will turn you into an […]
4 Hidden College Costs Every Parent and Student Should Know
Like most parents of high school teenagers and college students, this is the time of year when my husband and I start focusing a lot more seriously on higher education expenses. Thankfully, when our oldest daughter went off to college, she initially won a ton of scholarships. She’ll turn 20 in a few months and […]
3 Lessons I Learned From Meeting Oprah
Ten years ago, I had the good fortune to be featured as an expert on The Oprah Winfrey Show and to meet the all-time queen of daytime talk TV. That life-changing experience led to many more connections with Oprah’s vast production network of TV shows and spinoffs, not to mention increased speaking engagements and book […]
Invitation to Money Coach University’s Open House
Lynnette Khalfani-Cox, The Money Coach, and publishing expert Earl Cox, co-founders of the financial advice site AskTheMoneyCoach.com, invite you to the Grand Opening and Virtual Open House for the official launch of Money Coach University on Feb. 16, 2017 from 8:30-9:00 pm EST. Money Coach University is a video-based learning platform that offers both free and paid […]
The Pros and Cons of Paying Off Someone Else’s Debt
Paying off someone else’s debt may feel like the ultimate act of love or support. Whether it’s a struggling adult child, a partner in crisis, or a friend trying to get back on their feet, the instinct to help can be powerful. But before you reach for your checkbook, it’s crucial to understand both the […]
Warning: IRS Partners With Debt Collection Companies
Starting in spring of 2017, the IRS plans to allow private debt collection agencies to retrieve outstanding tax debt from consumers on behalf of the government. Signed into federal law under the Fixing America’s Surface Transportation Act (FAST Act) in December 2015, the aim is to help retrieve a whopping $380 billion that the IRS […]
5 Smart Ways to Give the Gift of Stock Investing
With the holiday season approaching, everyone’s looking for a unique gift for our friends and family. After all, no one wants another receive another pair of boring socks! Just as our modern world is evolving, why should the holiday season and gift-giving be any different? To get with the times, did you know you can […]
A Rallying Cry for Future Entrepreneurs
Millions of Americans would like to start their own businesses. But a lot of would-be entrepreneurs worry about the loss of a “steady” paycheck or giving up corporate benefits. Well, what if I told you that I could help you address both of these concerns? In fact, what if I showed you how launching your […]
Post Halloween Money Tip: Swap Cash for Candy
Did your kids get way too much candy for Halloween? My youngest daughter, Alexis, did. (See my Facebook live video from Halloween night). Well, you can help preserve your child’s health – and teach him or her a lesson about money at the same time. The National Financial Educators Council is encouraging parents of trick-or-treaters […]