By Lynnette Khalfani-Cox, The Money Coach Did you know that you could negotiate loan rates and terms on any new federal student loans? To learn more, read below for my Tip #6 in a series of “Seven Smart Ways to Pay Off Student Loans Fast.” Read also Tip #1, Tip #2, Tip #3, Tip #4, […]
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A host of working professionals and volunteers can have their loans forgiven or outright canceled. To learn more, read below for my Tip #5 in a series of “Seven Smart Ways to Pay Off Student Loans Fast.” A new tip is presented each day for seven days. Read also Tip #1, Tip #2, Tip #3
Pay Off Student Loans Fast: Volunteer, Teach, or Serve the Sick Read More »
Most people think only students who are enrolled in school can get deferments on their student loans. Nothing could be farther from the truth. There are a variety of reasons those with loans can defer or cancel their payments. To learn more, read below for my Tip #4 in a series of “Seven Smart Ways
More Smart Ways to Pay Off Student Loans Fast: Get Forbearance Approval Read More »
Who better to forgive your student loan than the lender? Just as Mom and Dad sometimes forgive portions of a loan to you, the same can be said for the Federal government, which issues more than 10 million student loans a year. To find out how to get the Federal government to pay off your
Smart Ways to Pay Off Student Loans Fast — Get Uncle Sam to Pay It. Read More »
You obtained that college degree for a reason: To get a decent-paying job. That job just might pay off your student loans in a way you haven’t before considered. To find out how, read below for my Tip #2 in a series of “Seven Smart Ways to Pay Off Student Loans Fast.” A new tip
More Ways to Pay Off Student Loans Fast — Have Your Boss Do It. Read More »
About 70% of today’s four-year college graduates have student loans to repay. The typical recent grad has roughly $35,000 in student loans, according to data from Edvisors. While it often takes borrowers 10 to 15 years or more to pay off college debt, it doesn’t always have to take that long. There are several different
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If you’re a woman or an ethnic minority looking for more resources for your small business, additional help is available for minority-owned or women-owned businesses from any of the SBA’s small business counseling and training partners, including: SCORE SCORE stands for the Service Corps of Retired Executives. There are more than 10,500 SCORE volunteers in
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A Woman-owned Business Enterprise (WBE) is a business that is at least 51% owned, operated and controlled by a woman or women who are U.S. citizens or legal Resident Aliens. The primary place to get certified as a woman-owned business is the Women’s Business Enterprise National Council. The WBENC is the country’s leading third-party certifier
Tips for Getting Certified as a Woman-Owned Business Read More »
A Minority Business Enterprise (MBE) is any business that is at least 51% owned, operated and controlled by an American citizen or citizens of the following ethnic groups: African American Asian American Latino/Hispanic American Native American The primary place to get certified as a minority-owned business is the National Minority Supplier Development Council. About the
How to Qualify for Certification as a Minority-Owned Business Read More »
The average American family owes $8,000 in credit card debt, according to the American Bankers Association. All together American consumers were carrying $2.564 trillion in total debt in January 2009, up 1.2% from December, reports the Federal Reserve. We are a nation in deep debt, but there are some strategies you can take to help
4 Tips for Tackling Credit Card Debt and Raising Your FICO Score Read More »
Many people are cutting back their contributions to their retirement plans, such as to their 401(k) or IRA because of the deflating U.S. economy and even their deflating pocketbooks. If you’re one of those people, or are one considering saving money by not contributing to retirement, that’s not the way to go. You’ll only feel
5 Reasons to Keep Contributing to Your 401(k) Retirement Plan Read More »
Renters insurance is an often-overlooked aspect of financial planning for those who lease their homes or apartments. Many renters assume that their landlord’s insurance will cover any potential losses or damages to their personal belongings. However, this is a common misconception. In reality, renters insurance is a smart investment that offers financial protection and peace
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It’s time to get busy filling out your income tax return. Mercifully, you don’t have to pore over thousands of pages of the IRS tax code, nor do you have to pay an expensive accountant in order to get your taxes done by the April tax filing deadline. If you are a low-moderate income earner,
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Stay-at-Home Moms are very valuable. If the typical American stay-at-home mom got paid, she’d earn more than $116,000 a year for her work, according to a Salary.com survey. A stay-at-home-mom (or dad) can even use a tool to personalize her own salary. But regardless of how much value a mom actually adds to her family,
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Claiming a qualified child or dependent on your taxes can potentially provide significant tax benefits. However, it is essential to understand the criteria that must be met to claim someone as a dependent and the necessary steps to do so. This article will discuss how to claim a qualified child or dependent on your taxes.
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