7 More Financial Mistakes to Avoid During a Divorce
Going through a divorce can be stressful but you need to be in a position to make some sound financial decisions throughout the process. There are several things you can do to avoid being a financial victim after divorce, including getting help from a financial planner or other professionals to keep yourself on the right […]
Got a Problem Car? The Lemon Law Can Help You Get Paid
Are you dealing with a problem car that might be a lemon but you don’t know what to do? Well, you may have more options than you think to get some financial relief for a vehicle that seems to be more trouble than it’s worth. AskTheMoneyCoach.com recently spoke to Michael Sacks, the Director of Communications […]
3 Major Financial Regrets You Can Avoid this Year
Whether you’re in charge of putting together the family budget or are ready to take the reins on financial planning, make sure you’re not setting yourself up for some bad decision-making and financial regrets. Many people overlook some basic spending and saving practices that end up costing them much more than they anticipated by year’s […]
6 Money-Wasting Habits to Break Today
If you’re determined to stay within your budget this month and trying to get a better handle on your finances, take action to break some common money-wasting habits. Many people don’t realize how much they are wasting on random purchases and unplanned shopping trips, and those extra costs may be making a dent in your […]
7 Financial Mistakes to Avoid During a Divorce
One of the biggest mistakes many couples make during the divorce process is ignoring the financial ramifications of the situation. Even if you are working with a lawyer to come to an agreement for dividing up financial assets and separating your accounts, you’ll need a plan to secure your financial future and take control of […]
Where Can I Get A Student Loan?
Q: “I need to borrow more than $100,000 for a four‑year degree; where can I get a student loan?” A reader of AskTheMoneyCoach.com recently wanted some financial advice regarding her son, who will be attending a university in the fall. He’s going to need to get a loan for at least $110,000 for his degree. […]
Financial Spring Cleaning: 7 Steps to Get Your Finances in Order
Spring is finally here, and there’s no better time to give your house – and your financial house – a good spring cleaning! If you want to improve your money situation and take control of your financial future, cleaning up your finances regularly will help you reach your goals, fast. Whether you need to overhaul […]
What To Do When Credit Accounts Are Missing From Your Credit Reports
Noticed your credit score is unexpectedly low? Missing credit accounts may be the reason. Many consumers are unaware that one or more of their accounts might not be showing up on all three credit reports, which can negatively impact your score—even if you pay everything on time. This issue can affect your ability to qualify […]
What Every College Freshman Needs to Know About Finances
For many college freshmen, the first year of living on their own, sometimes far away from home, can be an exciting experience, but it can also be overwhelming. If you or your child will be starting college soon, and don’t have a plan to manage your finances, you could be looking at debt and credit […]
Can I Change My Mind After Paying for a Bankruptcy Filing?
Filing for bankruptcy is a major financial step, and it’s not uncommon to have second thoughts. If you’ve recently paid for a bankruptcy filing but changed your mind, you’re not alone—and you may still have options. The key is knowing where you are in the filing process and what steps to take next. Here’s what […]
5 Reasons People File for Bankruptcy
According to recent data from the American Bankruptcy Institute, there were 1.2 million personal bankruptcy filings in the United States in 2012. If it’s increasingly difficult for you to cover all your bills, you find yourself using credit cards to pay for basic necessities, or you’re currently considering any type of debt consolidation program, you may be […]
Equifax Creates Consumer Website to Help Americans Deal With ID Theft
When one of my sisters recently tried to file her taxes ahead of the April 15th tax-deadline, she got a nasty surprise from her accountant: the IRS rejected my sister’s tax return because someone had already illegally used her child’s social security number. Unfortunately, identity theft knows no age boundaries, and increasingly crooks that steal […]
Here’s Why Having Insurance Is More Important Than You Think
Among all the things on your financial checklist, of all the financial planning topics that you know you need to tackle, insurance is probably one of the least favored and least likely to get done. Let’s face it. Insurance just isn’t a very sexy, financial topic. Most people don’t want to think about their need for insurance […]
How to Stop Secret Spending
Are you guilty of financial infidelity? Many couples find it difficult to talk about money matters and might even fight about finances regularly. If you share bank and credit card accounts with your significant other, do you review your statements together regularly, or do you end up trying to hide your purchases and spending habits?
New $100 Bill To Soon Go Into Circulation
I remember when P. Diddy sang: “It’s all about the Benjamins, baby!” Well, apparently the feds agree, because the government is releasing a re-designed, new $100 bill starting Oct. 8, 2013.