Q: I was talking to a collection agent about making payment on a bill and she kept saying “how much can you pay, I cannot guarantee it will stop further action.” I felt I had to say an amount but I cannot afford it. She wants me to call her back and tell her how …
How to Deal With Debt Collectors That Threaten You Read More »
It’s no picnic when your bills are overdue and debt collectors are calling you at all hours, harassing you non-stop at home or work. But just because you may (or may not) owe some company money, that doesn’t give an overly aggressive bill collector a free pass to violate your legal rights, intimidate and harass …
How to Stop Bill Collectors From Harassing You By Using a Cease and Desist Letter Read More »
Question: I have an outstanding debt of $750 with a college which is currently handled by a collection agency. The agency is telling me my debt is now $1,000. Is it legal for the debt collector to add collection fees and refuse to settle for my original amount? Answer: What debt collectors can and can’t …
Question: I have a question from a reader today who wanted to get some information about an auto that was actually repossessed via voluntary relinquishment. He wrote to me saying, “I’m recently divorced, and my ex decided to voluntarily relinquish a car that was in both of our names just before our divorce was final. …
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