Q: I was talking to a collection agent about making payment on a bill and she kept saying “how much can you pay, I cannot guarantee it will stop further... read more →
Even though it’s stressful to deal with debt collectors, ironically, it’s when your account is past due that you are often in the best position of all to negotiate with bill collectors and collection agencies. You have something that bill collector wants – cash. They also have something you want – the power to update your credit report, and to go away. So your strategy, in a nutshell, should be to dangle the cash carrot before their eyes – whatever amount of cash you have. Read on for more tips about your options for dealing with debt collectors.
Have you ever had a crazy debt collector who just wouldn’t leave you alone? I’m talking about the kind of bill collector that calls you at all hours of... read more →
Q: What can I do about a credit union that took money out of my account (my SSDI) to pay off a past due bill I owed them? A: If a credit union... read more →
It’s no picnic when your bills are overdue and debt collectors are calling you at all hours, harassing you non-stop at home or work. But just because you... read more →
Dealing with debt collectors is stressful. They call at all hours of the day and night. They hound you for money - whether you're working or unemployed. And they generally... read more →
Q: If there is a debt that that does not appear on my credit report and it is past the time that they can report it do I have to... read more →
When a debt collector contacts you, one of the first things you need to do is verify that their claim is legitimate and if it is, confirm that the debt... read more →
