A credit application form lies on a desk alongside a pair of glasses, a pen, and a partially visible laptop, an essential first step to build credit.

At What Age Can Your Kid Start to Build Credit? The Surprising Answer

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Most of us know that you have to be at least 18 years old in order to sign a legally binding contract. But did you know that, under specific circumstances, your teenager could actually start to build credit and improve their credit rating prior to age 18?

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