inquiries

credit report codes

What Do All Those Strange Codes In My Credit Report Mean?

If you’ve requested your credit reports recently – or only peeked at them after a bank or another lender pulled your credit files – you may be wondering about some cryptic-looking codes and abbreviations you saw. The three main credit bureaus — Equifax, Experian and TransUnion — each have their own way of describing your …

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How Do Inquiries In My Credit Report Impact My Credit Score?

An inquiry in your credit file (credit inquiries) is a record of any application for credit that you made. For example, if you seek a mortgage, student loan or car loan, or even if you apply for a credit card or perhaps request an increase in your current credit card limit, any of these actions …

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