The foundation of money habits that build wealth is not luck or a high income—it is consistent behavior practiced over long periods of time. Small financial decisions, repeated daily, have far more impact than occasional big moves. In this guide, you’ll learn the essential habits, mistakes to avoid, and long-term strategies that lead to sustainable […]
7 Money Habits That Build Wealth Over Time Read More »
The psychology of overspending is rooted in emotional regulation, social comparison, and cognitive biases that create a powerful cycle of pleasure and guilt. Many people spend money impulsively to cope with stress, sadness, or anxiety because shopping triggers the brain’s reward system, releasing dopamine—a neurotransmitter associated with pleasure and satisfaction. At first, the purchase provides
The Psychology of Money: Why We Overspend and How to Stop Read More »
When it comes to building wealth, many people often search for the secret formula that will lead them to financial success. You might find yourself wondering what truly sets apart those who accumulate wealth from those who struggle financially. While there are numerous factors at play, one money habit that predicts future wealth stands out
What’s the One Money Habit That Predicts Future Wealth? Read More »
Will You Die Rich or Broke? Take the Financial Mortality Test Financial mortality is a term that encapsulates the inevitable reality that our financial resources are finite and can diminish over time. Just as we face the natural cycle of life, our financial health also experiences ebbs and flows, influenced by our decisions, habits, and
Will You Die Rich or Broke? Take the Financial Mortality Test Read More »
As an African American woman over 40, being smart with your money is critical. Lynnette Khalfani-Cox notes in her article for AARP Sisters that “the burden to prepare financially for retirement disproportionately falls on Black working women.” So now is the time to lock down good financial habits if you have not already. Some top
40 Smart Money Habits Every Black Woman Over 40 Needs Read More »
