Author name: AskTheMoneyCoach

AskTheMoneyCoach.com is a financial education and coaching company that aims to empower individuals with the knowledge and skills they need to achieve their financial goals. Founded by Lynnette Khalfani-Cox, a personal finance expert and Earl Cox, a book agent and publisher, AskTheMoneyCoach.com offers a range of services, including one-on-one coaching, online courses, books, and speaking engagements. Articles and services mentioned under the AskTheMoneyCoach byline are not written or endorsed by Lynnette Khalfani-Cox.

SME

6 Tips for Finding the Perfect Location for Your SME’s First Physical Branch

While small to medium enterprises (SMEs) commonly start off as online stores nowadays—mostly to save on rent and utility costs—many business owners still wish to someday establish a physical branch that their customers can actually visit. If you’re among those entrepreneurs, then you’d find that one of the initial hurdles of setting up your first […]

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Financial micro-stresses

Financial Micro-Stresses: The Hidden Threat to Americans’ Well-Being

A new survey has revealed that Americans are grappling with a relentless barrage of “financial micro-stresses” – those seemingly minor financial setbacks that, when accumulated, can significantly impact mental and physical health. The study, conducted by BadCredit.org, found that the average American experiences a staggering 22 financial micro-stresses per week, totaling 1,144 annually. These can

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right machinery in a modern sleek factory

Understanding the Financial Impact of the Right Machinery on Business Growth

Choosing the right machinery can be transformative for a business, impacting everything from operational efficiency to profitability and future growth. Investments in the right machinery align production processes with demand, minimize waste, enhance productivity, and ultimately contribute to a company’s competitive edge. Boosting Operational Efficiency When a business acquires advanced, industry-specific machinery, it directly influences

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Blockchain Fork

Blockchain Forks and Their Impact on Cryptocurrencies

Just like any software, blockchain technology—the foundation of most cryptocurrencies—undergoes changes and updates as its user base continues to expand. Sometimes, these updates lead to what is known as a “fork” or a divergence in the blockchain. This leads to the creation of two separate versions of the same network. There are various reasons why

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financial advisor

Affordable Financial Planning Services: Expert Advice Without Breaking the Bank

Are you struggling to plan for your financial future? Many believe professional financial advice is only for the wealthy, but affordable options exist. Let’s explore how to access expert financial guidance without breaking the bank. 1. Budget-Friendly Financial Planning Options Robo-advisors: Automated investment platforms offering low-cost portfolio management Online financial planning services: Comprehensive advice at a fraction

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Employee Ownership Trusts: A Comprehensive Guide for US Businesses

Employee Ownership Trusts (EOTs) are gaining traction in the United States as an innovative model for business ownership and succession planning. This structure, which has been popular in the United Kingdom for years, offers a unique approach to preserving company legacy, fostering employee engagement, and ensuring long-term business sustainability. In 2024, with an increasing focus

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African American Couple Shopping

Earn 1.5% Cash Back Rewards With This Credit Card

In today’s fast-paced world, finding the right credit card can make a significant difference in how we manage our finances and earn rewards. If you’re looking for a straightforward, rewarding credit card, the Capital One Quicksilver card deserves your attention. This article will explore the benefits of this card and how it can enhance your

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student loan terms

25 Student Loan Terms Every Borrower Needs to Know

Student loan debt in the United States has reached a staggering $1.6 trillion, affecting millions of borrowers across the country. Whether you’re a current student, recent graduate, or parent helping to finance your child’s education, understanding the complex world of student loans is crucial for making informed financial decisions. With a myriad of terms, programs,

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Photo of dining room furniture

How to Redesign Your Dining Room on a Budget

Redesigning your home can be a costly affair. Aside from shelling out for things like paint, tiles, and new furniture, you’ll also have to pay a professional contractor if you’re looking to make more significant changes. All these costs can add up with Houzz’s research finding that the average home renovation sees homeowners spending up

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Bounce Back - The ultimate Guide to Financial Resilience

Common Financial Mistakes to Avoid During Divorce

Divorce can feel like navigating a stormy sea, tossing you between emotional turmoil and financial uncertainty. It’s all too easy to miss crucial financial decisions that could shape your future for years to come.  In her insightful book, Bounce Back: The Ultimate Guide to Financial Resilience, Lynnette Khalfani-Cox, The Money Coach, offers invaluable guidance to

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Two gold rings resting on a wet, textured surface with water droplets reflect thoughtful choices even within a budget.

Common Financial Mistakes to Avoid During Divorce

Going through a divorce is undoubtedly a challenging time, both emotionally and financially. Amidst the emotional turmoil, paying close attention to your financial decisions is crucial to secure your future. Here are some common financial mistakes to avoid during a divorce: Understand Your Financial Situation You should take the time to assess your assets, debts,

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The bride, adorned in a white dress with silver beading, a necklace, and a veil, poses confidently for the camera. Her radiant look proves that elegance doesn't need to break the budget.

Planning Your Dream Wedding Without Going into Debt

Your wedding day is one of your life’s most exciting and joyous occasions. As you envision walking down the aisle toward your soulmate, surrounded by loved ones, your heart fills with anticipation of this magical new chapter. However, weddings can also bring on anxiety over finances and debt. Many couples get caught up in the

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A pile of various cryptocurrency coins, including Bitcoin and others, displayed against a dark background, serves as a vivid reminder of the modern digital era where budget management and smart credit decisions become integral parts of any savvy financial planner's toolkit.

Understanding the Bitcoin Halving: A Comprehensive Guide

Bitcoin Halving is a pivotal event in the crypto market, occurring approximately every four years or after 210,000 blocks have been mined, aimed at curbing inflation and maintaining the scarcity of Bitcoin. This process not only ensures the longevity and stability of the cryptocurrency but also marks significant milestones in the blockchain countdown towards the theoretical

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