Navigating Debts for Pre-retirees: How Credit Scores Play a Role
Discover how credit scores impact pre-retirees when navigating debts. Learn strategies to improve credit scores and make informed financial decisions for retirement.
debt management
Debt Consolidation vs. Credit Counseling: Which Option is Right for You?
Compare debt consolidation and credit counseling. Learn the benefits and potential drawbacks of both options to make the right financial decision.
Are You Making These Common Debt Management Mistakes?
We aren’t born knowing how to balance our books and manage our money. Money management is a learned skill that can often take trial and error before we become the masters of our finances. However, the ‘error’ part of trial and error can often be more prominent. Many people find themselves in severe financial strife …
Are You Making These Common Debt Management Mistakes? Read More »
The Role of Insurance in Debt Management: Strategies for Pre-Retirees
Explore strategies on leveraging insurance for debt management. Ideal resource for pre-retirees planning their financial journey.
The Benefits of Debt Consolidation for Pre-Retirees
Discover how debt consolidation can aid pre-retirees in financial planning. Unearth its benefits for a smooth transition into retirement.
The Benefits of Debt Consolidation for Parents
Learn about the advantages of debt consolidation for parents and how it can help alleviate financial stress. Take control of your finances and secure a better future for your family.
Conquering Credit: Your Action Plan to Raise Your FICO and Vantage Scores
Improve your FICO & Vantage scores with actionable steps in our Conquering Credit guide to reach financial goals and secure better loan terms.
Maximize Your Credit Consolidation Benefits: A Practical Guide
Explore a practical guide on how to maximize your credit consolidation benefits and achieve financial freedom in less time!
Conquer Your Debt: Effective Strategies for Becoming Debt-Free
Learn effective strategies to conquer your debt. Here’s your guide to being free from debt and reshaping your financial future!
Recession 2020: 5 Ways to Recession Proof Your Finances
If you’re like most people, just hearing the word “recession” is enough to spur feelings of anxiety, dread, and fear. For those impacted by the economic downturn of the Great Recession of 2007-2009, this word carries troubling memories and concerns about the impact of a future recession. A recession is a period of economic decline, …
Recession 2020: 5 Ways to Recession Proof Your Finances Read More »
Will Credit Counseling or Debt Management Hurt My Credit Score?
If you’ve gotten yourself deep in debt, or have fallen behind on your monthly bills you may be wondering if credit counseling or debt management can help. Despite the promise of assistance that credit counseling companies firms offer, many consumers nonetheless remain worried about using a credit counseling agency for fear of potential damage to …
Will Credit Counseling or Debt Management Hurt My Credit Score? Read More »
Got Debt? 5 Financial Terms You Must Know
Getting a loan or obtaining new credit when you’re already in debt isn’t easy – especially if your credit rating has suffered for any reason in the recent past. But it is possible to obtain credit – either a personal loan, a credit card or even larger loans like a mortgage – if you know …
The Dangers of Using Debt Settlement Companies
With the average U.S. household owing more than $10,000 in credit card debt, it’s no surprise that millions of consumers are turning to debt management companies or debt settlement firms to become debt free. However, there are enormous differences between these two types of organizations. A good debt management company, such as the National Foundation …
Debt Management Vs. Debt Settlement Explained
Q: I Need Help With Credit Card Debt But Am Worried About Scam Companies. Can You Refer Me to a Good Debt-Elimination Program, and Explain the Difference Between a Debt Management Company and a Debt Settlement Firm? A: With the average U.S. household owing more than $10,000 in credit card debt, it’s no surprise that …
Credit and Debt Strategies After the Holidays
Using proper credit and debt management strategies is essential to getting back on financial track, post holidays. Here’s what to do and how to do it …. a. Establish a Strict Debt Payoff Plan You don’t want the debt you racked up in 2009 to follow you into the holiday season of 2010. So set …