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student loan due

When is My First Student Loan Payment Due?

A reader wanted to know when they have to make their first student loan payment after college. Generally speaking, you have to make your first payment on federal student loans six months after you leave school. This applies to the person who graduates, somebody who drops out of school, or even those who simply fall …

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interest rates

How Can I Get a Lower Interest Rate on my Husband’s Student Loans?

Q: “I’m going crazy trying to pay my husband’s student loans off. He got three loans in the 1980s at eight percent. He has done several deferments and has acquired thousands in interest. I was behind several times, but I have everything current now. I consolidated the three loans and want to get a lower …

How Can I Get a Lower Interest Rate on my Husband’s Student Loans? Read More »

5 Facts You Don’t Know About Student Loans But Should

In the current economic environment, one impact of the credit crunch is that it’s getting harder than ever to obtain loans of all kinds, including student loans. Unfortunately, millions of Americans rely on loans to pay for a college education. That’s why roughly $730 billion in federal and private student loans are outstanding, and only 40 percent of it is currently being repaid, according to FinAid.org, which tracks student loans.

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