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Three red dice with percentages: 6.2%, 5.7%, and 4.5% on their faces, with white dots on the side faces, seemingly symbolize a lower interest rate on student loans; they are placed on a reflective surface.

How Can I Get a Lower Interest Rate on my Husband’s Student Loans?

Q: “I’m going crazy trying to pay my husband’s student loans off. He got three loans in the 1980s at eight percent. He has done several deferments and has acquired thousands in interest. I was behind several times, but I have everything current now. I consolidated the three loans and want to get a lower

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A person in a green graduation gown and cap smiles while holding a diploma in one hand against a white background, relieved and hopeful despite the weight of student loans.

5 Facts You Don’t Know About Student Loans But Should

In the current economic environment, one impact of the credit crunch is that it’s getting harder than ever to obtain loans of all kinds, including student loans. Unfortunately, millions of Americans rely on loans to pay for a college education. That’s why roughly $730 billion in federal and private student loans are outstanding, and only 40 percent of it is currently being repaid, according to FinAid.org, which tracks student loans.

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A graduation cap, three file folders, and three labeled cards with the words "Grants," "Loans," and "Financial Aid" arranged on a table, highlighting the various financial aid options available for students.

How Can I Complete School if I Run Out of Financial Aid?

If you’ve run out of financial aid but still have semesters left before graduating, you’re not alone—and you’re not out of options either. Many students face gaps in funding and wonder whether private student loans are the next step. The truth is, running out of aid doesn’t have to stop your college journey. You just

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