You don’t have to be a literary genius to craft a winning scholarship essay. But creating a standout essay will take some work. Here are five things you can do to craft a perfect scholarship essay. 1. Grab the reader’s interest right away One of the best things you can do to write a killer scholarship …
Earning a college scholarship is hard enough these days. To win free money for college, you have to outshine the competition, demonstrate why you’re deserving of an award – and impress scholarship judges with some aspect of your background, personality, credentials or experiences. Unfortunately, many potentially deserving students accidentally sink their scholarship applications by making …
4 Mistakes That Will Kill Your Scholarship Application Read More »
Discover effective retirement savings strategies to secure your future even amidst bankruptcy threats. Pathway to financial resilience starts here.
Getting a home loan can be a confusing process. You have to decide whether to get a fixed-rate mortgage or an adjustable-rate loan. You’ll want to shop around and qualify for the best loan rates and terms. And when you’re signing on the dotted line for one of the biggest purchases of your life, …
Two Important Mortgage Terms You Need to Understand Read More »
Many people face challenges when it comes to money, but for African Americans and other people of color, these challenges can be even more significant. This is because there is a huge amount of structural inequality baked into every system within America – including business, educational, government, legal, and health care systems. Within these …
The Impact of Structural Inequality on People of Color Read More »
As AI technology continues to advance quickly, the risk of identity theft is also rapidly increasing, with AI scams becoming more sophisticated and harder to detect. Crooks are using AI-powered tools to create fraudulent content, impersonate real people or institutions, and even trick voice recognition software. Here are some tips on how to protect …
Credit scores can also play a huge role in your financial and personal life. After all, a high credit score can help you snag the lowest interest rates on everything from mortgages to auto loans, saving you thousands of dollars over the life of these loans. Good credit can also help you rent an …
Even though I got my first credit card more than 25 years ago, I remember it like it was yesterday. I was a freshman attending the University of California, Irvine. At age 18, just receiving an invitation to apply for a credit card made me feel so grown up. Back then, credit card solicitations were …
When I first heard about Perry Anderson’s M&A MasterClass on buying businesses without using your own money or credit, I admit I was skeptical. But after a month of immersive learning and hands-on workshops, I can honestly say this has been the single best business training I have ever received. Perry Anderson is a veteran …
Car accidents can be a frustrating and costly experience for any driver. Even if your vehicle is repaired after an accident, it may still lose some of its value, known as diminished value. Fortunately, you may be able to recover some of the lost value through a diminished value claim. In this article, we’ll explore …
Navigating your personal finance can be overwhelming, but luckily, there are numerous financial apps designed to help you manage your money more effectively – and save time too. However, with so many options available, it can be challenging to determine which app is the best fit for your unique circumstances. Here’s how to find …
Finding the Best Financial App for Your Unique Circumstances Read More »
Discover the steps to qualify for a mortgage as a self-employed entrepreneur with credit card debt. Make homeownership a reality with our tips. #qualifyforamortgage #selfemployment #creditcarddebt
I was once on College Confidential’s message boards when I came across a post from a teenager lamenting that her parents didn’t have the money to give her the $50 she needed for a college application. It broke my heart to realize that some families are so cash-strapped that they can’t even afford college application …
In this video “The Truth About Race and Homeownership,” I discuss the sad truth about race, homeownership, age, and other factors in America. I mention two recent research reports, one from the National Association of Realtors and the other from the Federal Reserve Bank of New York, highlighting the problem. According to the NAR report, …
I created this video to help my audience better understand the impact of the collapse of the Silicon Valley Bank and Signature Bank. Many of my followers have asked me why this happened, what was the cause of the failure, if their money is still safe, and why SVB gets a bailout while consumers have to …
The Silicon Valley Bank Collapse Explained: Video Read More »
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