How Gambling Transactions Impact Mortgage Approval

Two credit cards rest on a paper statement displaying transaction details and account information, highlighting how gambling transactions impact mortgage approval.

Gambling Transactions Impact Mortgage Approval—an often-overlooked factor in the mortgage application process. Lenders scrutinize every detail of your financial history, from your bank statements to your spending habits, to evaluate financial stability. Recent insights reveal that even small gambling transactions can raise red flags, potentially jeopardizing mortgage approval.

The Diamond Group Celebrates 10 Years of Empowering Savvy Women

A savvy woman sits at a desk, using a computer while wearing a denim jacket. A lit lamp and potted plants adorn the space, creating an empowering atmosphere. Behind her, the TV is on, softly illuminating the scene with its gentle glow.

The Diamond Group Wealth Advisors celebrates 10 years of empowering savvy women through specialized financial guidance. As dedicated women wealth advisors, we understand the unique financial challenges women face during life transitions. From career management to retirement planning, our certified team provides personalized wealth strategies for married, single, widowed, or divorced women. Join our thriving Savvy Women Community and take control of your financial future with trusted advisors who understand your journey.

New Alternative Data VantageScore 4plus™ Credit Scoring Model Boosts Predictive Power and Financial Inclusion

A robot holding a clipboard with a VantageScore 4plus credit score chart sits at a desk with a laptop and pen.

SAN FRANCISCO, May 15, 2024 /PRNewswire/ — VantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and government lenders. Built using VantageScore’s pioneering and patented technology, VantageScore 4plus combines the power of alternative open banking data with traditional credit data to give lenders a substantial predictive lift […]

1st Epic Satoshi Auction Sold for $2.1 Million on CoinEx

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HONG KONG, April 26, 2024 /PRNewswire/ — The first-ever public auction of the epic satoshi held by CoinEx, the leading global cryptocurrency exchange, ended on April 25, 2024, at 16:00 (UTC). As the first example shown in history, the auction attracted global users for 35 bids, and the epic satoshi was sold for 33.3 BTC ($2.1 million). […]

New Report Exposes How Store-Front Tax Preparation Companies Prey on Communities of Color

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The report, co-authored by Color of Change and Better IRS, found that storefront tax preparers disproportionately target low-income filers of color WASHINGTON–For-profit tax preparation companies disproportionately cluster in Black and Brown communities and deploy predatory marketing tactics that take advantage of low-income filers of color, according to a new report out today from Color of […]

Gap Between Black And White Renting Families Who Could Afford A Mortgage Narrowed Significantly During The Pandemic

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Mortgage Affordability Gap SEATTLE, Feb. 23, 2024 /PRNewswire/ — The gap between the share of Black and white renting families that could comfortably afford a mortgage payment shrunk significantly during the pandemic, a new Zillow® report shows. Despite this progress, a notable homeownership gap and disproportionate rate of mortgage denials persists, suggesting that other barriers not […]

Fewer Than 1% of Shoppers Prefer Cryptocurrency When Shopping Online

Bar chart comparing alternative payment methods preferred by merchants and cardholders for online shopping. Mobile wallet is most accepted by merchants; cardholders, mindful of their budget, prefer Buy Now, Pay Later.

According to a recently released study by Chargebacks911, a fintech company providing payment dispute solutions, the promise of cryptocurrency’s widespread acceptance as a means of payment remains far from being realized. The 2024 Cardholder Dispute Index, created in partnership with analytics and consulting firm TSG (The Strawhecker Group) surveyed 4,000 online shoppers in the United […]

Transforming Mental Health and Learning Through Physical Activity in Schools

Two children are indoors. One child with braided hair is holding a notebook, perhaps jotting down ideas like a budding financial planner, while the other child with a backpack smiles at them. Both are dressed in gray sweaters.

POUGHKEEPSIE, NEW YORK, USA, February 15, 2024 /EINPresswire.com/ — Amidst a concerning landscape where sedentary lifestyles and digital immersion dominate the lives of today’s youth, medical and scientific research unanimously heralds physical activity as a beacon of hope. It’s not just about combating physical ailments; movement holds the key to unlocking improvements in mental health, […]

Unlock the Dragon’s Fortune: How the Wood Dragon Year Shapes Your Zodiac

Illustration of the solar system, like a financial planner's roadmap, showing the sun and eight planets aligned in space against a dark starry background.

This week heralded the arrival of the Chinese New Year, and this year is perhaps the most auspicious of all – The Year of the Wood Dragon. The Year of the Dragon is considered particularly lucky, as the dragon symbolises power and strength in Chinese culture. In this time of celebration and good fortune, how can we incorporate the […]

OKX and SignalPlus Expand Strategic Partnership to Provide Traders with Best-in-class Trading Experience

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DUBAI, UAE, Feb. 6, 2024 /PRNewswire/ — OKX, a leading global Web3 technology company and virtual asset exchange, and SignalPlus, an industry-leading virtual asset trading infrastructure provider, today announced the expansion of their strategic partnership to integrate SignalPlus’ full suite of trading tools into OKX’s trading platform, aiming to provide OKX users with an unmatched trading experience. […]

As Cash Advance Apps Grow More Popular, Fees Rise Sharply

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Summary: In a recent study by Overdraft Apps, the rising popularity of cash advance apps has been accompanied by a significant increase in associated costs over the past six months. The research reveals that the average cost of borrowing from the 17 most popular cash advance apps now stands at $19.08, marking a substantial 24% […]