Credit scores play a huge role in your financial and personal life. Credit scores impact your ability to get a mortgage or rent an apartment, they determine whether or not you will get approved for a student loan or credit card, and your credit scores even influence the rates you pay on car insurance.
For those looking for a job, credit scores are equally important since many employers are checking job applicants’ credit ratings before determining whom to hire. The best way to stay on top of your credit health is to check your credit reports at least once a year and review your credit scores as well. The most common type of credit score is the FICO score. It ranges from 300 to 850 point. The higher your credit score, the better off you are financially.
Q: I have 6 major credit cards and several department store credit cards. I want to close some of these cards but don’t want to
Question: I live in las vegas. I owe $300,000 on a house that is valued at $150,000 and dropping. What would be the best alternative
Q: I am trying to get pre-approved for a home loan, so I have been tracking credit reports and scores daily. There are 3 hard
Q: My wife had a premie baby almost 6 years ago and couldn’t work for two years. Even though I worked two, and sometimes three
Q: I’m getting married this year and am cleaning up my credit. I have 10 delinquent debts on my credit reports due to my ex. My
Q: Hi Lynnette, I have noticed a difference between my credit reports from Experian, TransUnion, and Equifax. Can you tell me which credit report is
Q: I am car-hunting and a dealer pulled my credit report. He got a 595 score but the last score that I received was 675.
Q: I disputed wrong info in my credit file but i’m not satisfied with the results. What else can I do? A: Anytime you dispute
FICO credit scores range from 300 to 850 points. Banks and other lenders now want to see 700 credit scores and higher, which is all
If you get a FICO credit score, or any other credit score, be sure to read the analysis or summary that comes with your report,
From a credit standpoint, the type of debt you’re carrying matters tremendously when it comes to your credit score and your overall credit rating. What
Many consumers believe a host of myths and misconceptions about their credit scores. Some of the biggest fallacies surrounding this topic involve race, income and
There is a lot of misinformation about what goes into your credit score. However, officials from Fair Isaac Corporation (the company that created FICO scores)
Out of the roughly 220 million Americans that have credit files maintained by the “Big Three” credit bureaus (Equifax, Experian, and TransUnion), about 1 out
If you want to acquire top-notch credit, the first step in doing so is to: a) Pull each of your credit files from the three
