Dealing with debt collectors is stressful.

They call at all hours of the day and night.

They hound you for money – whether you’re working or unemployed.

And they generally make life unpleasant when you owe them, or one of their clients, cash.

But just because you owe a company money doesn’t mean they have the right to harass or abuse you.

Even when you have past due bills, you have certain state and federal rights that offer protection.

You just have to know what those rights are – and how to exert them.

Likewise, when you’re working to knock out credit card debt that seems to just keep hanging around month after month and year after year, you need to know what strategies, tips, tools and resources are at your disposal to help you become debt free as quickly as possible.

If you’re feeling overwhelmed with calls and letters from bill collectors, or you’re simply ready to be rid of credit card debt once and for all, take a look at the following recommended articles:

3 Easy Steps To Check Out a Debt Collector

Four Surprising Insights About Getting Out of Debt

Should I pay my credit card balance in full before the statement cycle ends?

Using a Statute of Limitations Law to Eliminate Your Debt

Here are a few resources that will also help:

The Fair Credit Reporting Act

Zero Debt: The Ultimate Guide to Financial Freedom 2nd edition