Errors on your credit report—especially duplicate entries—can have a major negative effect on your credit score. Even if you don’t use credit often, reviewing your credit report at least once a year is critical to catching and correcting these mistakes early. Duplicate listings can look like double the debt to credit scoring models, potentially lowering […]
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If you never seem to have enough money to get through the month without financial stress, you may be guilty of a few bad spending habits and are throwing away money without realizing it. Many people fall into the trap of unplanned spending at the grocery store checkout lane or they indulge in social spending
5 Ways You’re Wasting Money Without Knowing It Read More »
If debt is piling up and you just can’t seem to stay within the monthly budget, it may be time to clean up your spending habits. Creating a realistic budget is one of the first steps to success with managing your finances, but you also need to make sure you’re not falling into some common
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By Angie Picardo I was among the lucky few students in the U.S. that graduate college without any loans. After two years at a local community college, I was able to apply for and win a full-tuition scholarship to UC Berkeley. Although I didn’t feel the burden of student debt first-hand, I have scores of
Alleviating Student Debt Before You Even Graduate Read More »
Going through a divorce can be stressful but you need to be in a position to make some sound financial decisions throughout the process. There are several things you can do to avoid being a financial victim after divorce, including getting help from a financial planner or other professionals to keep yourself on the right
7 More Financial Mistakes to Avoid During a Divorce Read More »
Are you dealing with a problem car that might be a lemon but you don’t know what to do? Well, you may have more options than you think to get some financial relief for a vehicle that seems to be more trouble than it’s worth. AskTheMoneyCoach.com recently spoke to Michael Sacks, the Director of Communications
Got a Problem Car? The Lemon Law Can Help You Get Paid Read More »
Whether you’re in charge of putting together the family budget or are ready to take the reins on financial planning, make sure you’re not setting yourself up for some bad decision-making and financial regrets. Many people overlook some basic spending and saving practices that end up costing them much more than they anticipated by year’s
3 Major Financial Regrets You Can Avoid this Year Read More »
If you’re determined to stay within your budget this month and trying to get a better handle on your finances, take action to break some common money-wasting habits. Many people don’t realize how much they are wasting on random purchases and unplanned shopping trips, and those extra costs may be making a dent in your
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One of the biggest mistakes many couples make during the divorce process is ignoring the financial ramifications of the situation. Even if you are working with a lawyer to come to an agreement for dividing up financial assets and separating your accounts, you’ll need a plan to secure your financial future and take control of
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Q: “I need to borrow more than $100,000 for a four‑year degree; where can I get a student loan?” A reader of AskTheMoneyCoach.com recently wanted some financial advice regarding her son, who will be attending a university in the fall. He’s going to need to get a loan for at least $110,000 for his degree.
Where Can I Get A Student Loan? Read More »
Spring is finally here, and there’s no better time to give your house – and your financial house – a good spring cleaning! If you want to improve your money situation and take control of your financial future, cleaning up your finances regularly will help you reach your goals, fast. Whether you need to overhaul
Financial Spring Cleaning: 7 Steps to Get Your Finances in Order Read More »
Noticed your credit score is unexpectedly low? Missing credit accounts may be the reason. Many consumers are unaware that one or more of their accounts might not be showing up on all three credit reports, which can negatively impact your score—even if you pay everything on time. This issue can affect your ability to qualify
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For many college freshmen, the first year of living on their own, sometimes far away from home, can be an exciting experience, but it can also be overwhelming. If you or your child will be starting college soon, and don’t have a plan to manage your finances, you could be looking at debt and credit
What Every College Freshman Needs to Know About Finances Read More »
Filing for bankruptcy is a major financial step, and it’s not uncommon to have second thoughts. If you’ve recently paid for a bankruptcy filing but changed your mind, you’re not alone—and you may still have options. The key is knowing where you are in the filing process and what steps to take next. Here’s what
Can I Change My Mind After Paying for a Bankruptcy Filing? Read More »
According to recent data from the American Bankruptcy Institute, there were 1.2 million personal bankruptcy filings in the United States in 2012. If it’s increasingly difficult for you to cover all your bills, you find yourself using credit cards to pay for basic necessities, or you’re currently considering any type of debt consolidation program, you may be
5 Reasons People File for Bankruptcy Read More »
