5 Tips to Save Money When Selling Your Home
How many times have you pinned images of homes and fun do-it-yourself projects to your Pinterest boards or tuned into HGTV? Every time you paint a room or refinish cabinets by yourself, you’re saving money. Whether it’s re-tiling bathrooms or tackling a living room design makeover, people are rolling up their sleeves and tackling jobs […]
How to Fight Back Against Ridiculous College Fees
College fees have become a stealthy way for schools to charge students far beyond the advertised cost of tuition. Like hidden dealer fees when buying a car, these “extras” can quietly balloon your total education expense—unless you know how to fight back. Universities often lump tuition and fees together, but what you’re really paying includes […]
Why Your College Tuition Isn’t Going Where You Think
We all know that college tuition is on the rise. But when you see that at many top public colleges’ total costs in America exceed $25,000 annually, and that costs for many excellent private schools are in the $50,000 to $60,000 range or more per year, it’s quite mind-blowing. Does it cost good money for […]
6 Financial Decisions That Will Impact Your Kids, Grandkids & Great Grandchildren
o matter where you live or what your ethnic and socioeconomic background, you probably want a few things for your children and grandkids: happiness, career success, good health and financial stability. What if you could put your offspring on the path to achieving all these things, just by making a few good financial decisions of […]
States with the Highest and Lowest Amounts of Student Loan Debt
The White House has released an alphabetized list of states with residents who have student loan debt, including a breakdown based on the number of borrowers and the amount of student loans outstanding as of January 2015. Not surprising, California leads the list, with about 4.2 million borrowers owing a staggering $122.3 billion in student […]
4 Tips to File Your Taxes Without Stress
Most of us don’t particularly enjoy dealing with the deadlines and paperwork required to file federal income taxes. But just because taxes may not be the world’s most pleasant topic, doesn’t mean you can sweep this issue under the rug. Think about it this way: by filing your federal income tax return on time, you […]
A Student’s Guide To Filing Taxes
College is awesome, right? For most of us, it’s the first time we tasted freedom. The freedom to do whatever, whenever you want. The downside is that you have more responsibility, too, especially on financial matters. You get bombarded with credit card offers designed to put you in debt and keep you there. You may […]
About The Earned Income Tax Credit
The Earned Income Credit (EIC), also known as the Earned Income Tax Credit (EITC), is designed to help you keep more of your hard earned money. It is a refundable tax credit, meaning you could qualify for a refund even if you did not have any income tax withheld from your paychecks. This article explains who is eligible […]
Spending Habits of The Rich and Not So Rich
Are you spending like the rich this holiday season – even if you’re not a millionaire? Many Americans are indeed engaged in over-the-top spending. But there’s one big difference between those from average-income households and individuals from truly wealthy families: the average consumer trying to “live large” is paying for those extravagant holiday purchases with […]
3 Sources of Free or Low-Cost Help With Student Loans
Student loan repayments are increasingly taking a big financial toll on many U.S. households. Americans now owe $1.2 trillion in student loan debt, and the average college graduate from the Class of 2014 has about $33,000 in student loans. Unfortunately, more than one in eight outstanding student loans is currently in default, recent data released […]
The Financial Pros and Cons of 72-Month or 84-Month Car Loans
If you’re in the market for a new car, chances are you want to keep your payments as low as possible, preferably under $500 a month. Car dealers know this, which is why 6 year or 72-month car loans are more popular than ever. Even 7 year or 84-month car loans – yes, some auto […]
How to Run Your Side-Hustle on a Shoestring Budget
Have you ever had a great idea and wondered if you could make money off of it? Enough money to maybe one day quit your current, full time job? Before you start daydreaming about creating your own, “I Quit” YouTube video, there are some things you’ll have to do before your side-hustle can become your main […]